New Kentucky laws 2027: laws taking effect in Kentucky in 2027
5 new Kentucky laws on insurance, data privacy, employment and healthcare take effect in 2027. Each is listed below with its date, what it does and a link to the official text.
- 4 laws take effect on 1 January 2027.
- Later in 2027: 1 on 1 July 2027.
- By topic: insurance 3, data privacy 1, employment 1 and healthcare 1.
Updated 25 October 2026
One-line summaries are drafted by software from the bill text and are not reviewed by an attorney.
New Kentucky insurance laws in 2027
HB 164: AN ACT relating to coverage for hearing aids and related services.
Requires health insurers to cover up to $2,500 for hearing aids and related services every 36 months for insured individuals under 18 years old, and establishes network adequacy requirements for audiologists and hearing instrument specialists starting 1 January 2027.
SB 158: AN ACT relating to products that offer benefits in connection with personal property.
Requires retail sellers and creditors offering vehicle financial protection products to comply with regulatory requirements, prohibits conditioning credit on purchasing such products, and exempts these products from insurance regulation starting 1 January 2027.
SB 97: AN ACT relating to coverage for prostheses and orthoses.
Requires health benefit plans to provide coverage for prostheses and orthoses with minimum standards established on 1 January 2027.
Next year's insurance laws are bills now. Follow them in every state with the Insurance Tracker.
New Kentucky data privacy laws in 2027
HB 692: AN ACT relating to data privacy.
Requires businesses to include automatic content recognition data in the definition of sensitive data under Kentucky's consumer data protection law, effective 1 July 2027.
Next year's data privacy laws are bills now. Follow them in every state with the Data Privacy Legislation Tracker.
New Kentucky employment laws in 2027
SB 98: AN ACT relating to welding safety.
Next year's employment laws are bills now. Follow them in every state with the Employment and Labor Legislation Tracker.
New Kentucky healthcare laws in 2027
SB 97: AN ACT relating to coverage for prostheses and orthoses.
Requires health benefit plans to provide coverage for prostheses and orthoses with minimum standards established on 1 January 2027.
Next year's healthcare laws are bills now. Follow them in every state with the Healthcare Legislation Tracker.
Questions about new Kentucky laws in 2027
When do new laws take effect in Kentucky in 2027?
Most take effect on 1 January 2027. Of the 5 laws listed here, 4 start on 1 January 2027 and 1 start on 1 July 2027.
What new laws take effect on 1 January 2027 in Kentucky?
4 laws in insurance, data privacy, employment and healthcare, including Kentucky HB 164 (AN ACT relating to coverage for hearing aids and related services), Kentucky SB 158 (AN ACT relating to products that offer benefits in connection with personal property), Kentucky SB 97 (AN ACT relating to coverage for prostheses and orthoses) and Kentucky SB 98 (AN ACT relating to welding safety). The full list, with what each one does, is above.
Is this legal advice?
No. Dates and the one-line summaries are drafted by software from the bill text and are not reviewed by an attorney. Each law links to the legislature’s own record: check the text before relying on it.
Know 2028's new laws while they are still bills
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