New Illinois insurance laws 2027: taking effect in 2027

• 1 January 2027

  HB 3796: INSURANCE-PROVIDER PANELS

  Requires health insurance carriers offering provider panels to file notice with the Department of Public Health, notify enrollees and providers of terminations with at least 60 days notice, and permit terminated providers to continue treating certain patients.

• 1 January 2027

  SB 2770: LOC FIRST RESPONDER INSURANCE

  Requires Illinois counties that self-insure employee health coverage to include mammography screening, breast ultrasound or MBI imaging for dense breast tissue, and mastectomy reconstruction coverage at no cost to employees.

• 1 January 2027

  SB 3517: INS-GROUND AMBULANCE SERVICE

  Requires health insurers to limit cost sharing for emergency ground ambulance services provided by nonparticipating providers to the amount required for in-network providers.

• 1 January 2027

  SB 3707: VISION BENEFIT MANAGERS

  Requires vision care organizations to provide eye care providers with reasonable fee schedules for covered services and materials before entering into provider agreements and to update schedules quarterly.

• 1 July 2027

  HB 4273: CORPORATE OPPORTUNITIES

  Requires insurers to provide named insureds at least 60 days advance notice before imposing renewal premium increases exceeding 10% or changing deductibles or coverage for fire and extended coverage insurance policies.

• 1 July 2027

  SB 3258: INS-RENTAL VEHICLE COVERAGE

  Requires insurance companies to inform auto insurance applicants and policyholders at renewal about available rental vehicle coverage, its limits, and costs.

Next year's insurance laws are bills now. Follow them in every state with the Insurance Tracker.