New Illinois laws 2027: laws taking effect in Illinois in 2027

23 new Illinois laws in 7 topics take effect in 2027. Pick your state or a topic below to see yours, each with its date, what it does and a link to the official text.

  • 19 laws take effect on 1 January 2027.
  • Later in 2027: 4 on 1 July 2027.

Updated 2 November 2026

One-line summaries are drafted by software from the bill text and are not reviewed by an attorney.

  • HB 3796: INSURANCE-PROVIDER PANELS

    Requires health insurance carriers offering provider panels to file notice with the Department of Public Health, notify enrollees and providers of terminations with at least 60 days notice, and permit terminated providers to continue treating certain patients.

  • HB 4464: INS-DENTAL COVERAGE REIMBURSE

    Insurers and dental plan carriers cannot require dental providers to accept only credit card or electronic funds transfer payments, and must provide one hundred percent of contracted payment amounts starting 1 January 2027.

  • HB 4477: EMS SYSTEMS-VARIOUS

    Requires the Department of Public Health to publish a Just Culture Matrix for evaluating EMS personnel performance and recommends EMS Systems include it in their program plans for fairly applying suspensions.

  • HB 4643: DHS-OIG INVESTIGATIONS

    Expands what constitutes material obstruction of Department of Human Services Office of Inspector General investigations, including intentional failure to timely report allegations and interference with investigations by employees.

  • HB 4714: CHILDREN'S MENTAL HLTH ACT

    Requires the Children's Mental Health Partnership to review needs assessments, monitor policy development, and analyze data on children's behavioral health services to guide system improvements.

Next year's healthcare laws are bills now. Follow them in every state with the Healthcare Legislation Tracker.

  • SB 2770: LOC FIRST RESPONDER INSURANCE

    Requires Illinois counties that self-insure employee health coverage to include mammography screening, breast ultrasound or MBI imaging for dense breast tissue, and mastectomy reconstruction coverage at no cost to employees.

  • SB 3517: INS-GROUND AMBULANCE SERVICE

    Requires health insurers to limit cost sharing for emergency ground ambulance services provided by nonparticipating providers to the amount required for in-network providers.

  • SB 3707: VISION BENEFIT MANAGERS

    Requires vision care organizations to provide eye care providers with reasonable fee schedules for covered services and materials before entering into provider agreements and to update schedules quarterly.

  • HB 4273: CORPORATE OPPORTUNITIES

    Requires insurers to provide named insureds at least 60 days advance notice before imposing renewal premium increases exceeding 10% or changing deductibles or coverage for fire and extended coverage insurance policies.

  • SB 3258: INS-RENTAL VEHICLE COVERAGE

    Requires insurance companies to inform auto insurance applicants and policyholders at renewal about available rental vehicle coverage, its limits, and costs.

Next year's insurance laws are bills now. Follow them in every state with the Insurance Tracker.

New Illinois payments and fintech laws in 2027

2 laws
  • HB 4533: MONEY TRANSMITTER DREAM DONATE

    Permits money transmitter licensees to offer international remittance customers the option to voluntarily donate at least one dollar per transaction to the Illinois DREAM Fund.

  • HB 4592: ACCEPTANCE OF CASH PAYMENTS

    State agencies, local governments, and retail businesses with in-person payment acceptance must accept cash for transactions under $500 without charging higher prices or additional fees.

Next year's payments and fintech laws are bills now. Follow them in every state with the Payments and Fintech Tracker.

New Illinois AI laws in 2027

1 law
  • SB 2909: SCH CD-TEACHER EVALUATION-AI

    Requires school districts to evaluate teachers based on classroom observation, attendance, instructional methods, and subject matter competency, with performance ratings of excellent, proficient, needs improvement, or unsatisfactory.

Next year's AI laws are bills now. Follow them in every state with the AI Legislation Tracker.

New Illinois data privacy laws in 2027

1 law
  • HB 5295: REPRODUCTIVE HEALTH PRIVACY

    Requires electronic health networks to prevent disclosure of patients' abortion-related and gender dysphoria health information to out-of-state entities without explicit patient consent.

Next year's data privacy laws are bills now. Follow them in every state with the Data Privacy Legislation Tracker.

New Illinois employment laws in 2027

1 law
  • HB 4725: WORKER PROTECTION UNIT

    Creates a Worker Protection Unit within the Attorney General's Office to investigate and enforce labor and employment laws, granting the Attorney General authority to subpoena documents, interview workers, and inspect employer premises.

Next year's employment laws are bills now. Follow them in every state with the Employment and Labor Legislation Tracker.

New Illinois packaging and PFAS laws in 2027

1 law
  • HB 4418: EPA-STORMWATER-PLASTIC PELLET

    Requires the state environmental agency to develop stormwater pollution prevention plan requirements for facilities to control plastic pellets in runoff.

Next year's packaging and PFAS laws are bills now. Follow them in every state with the Packaging and PFAS Tracker.

Questions about new Illinois laws in 2027

When do new laws take effect in Illinois in 2027?

Most take effect on 1 January 2027. Of the 23 laws listed here, 19 start on 1 January 2027 and 4 start on 1 July 2027.

What new laws take effect on 1 January 2027 in Illinois?

19 laws in healthcare, insurance, payments and fintech, AI, data privacy, employment and packaging and PFAS, including Illinois HB 3796 (INSURANCE-PROVIDER PANELS), Illinois HB 4418 (EPA-STORMWATER-PLASTIC PELLET), Illinois HB 4464 (INS-DENTAL COVERAGE REIMBURSE), Illinois HB 4477 (EMS SYSTEMS-VARIOUS) and Illinois HB 4533 (MONEY TRANSMITTER DREAM DONATE). The full list, with what each one does, is above.

Is this legal advice?

No. Dates and the one-line summaries are drafted by software from the bill text and are not reviewed by an attorney. Each law links to the legislature’s own record: check the text before relying on it.

Know 2028's new laws while they are still bills

LawSignals follows healthcare, insurance, payments and fintech, AI, data privacy, employment and packaging and PFAS bills in all 50 states and Congress, with a monthly report you can send to a client.