New Virginia insurance laws 2027: taking effect in 2027
6 new Virginia laws on insurance take effect in 2027. Pick your state or a topic below to see yours, each with its date, what it does and a link to the official text.
- 6 laws take effect on 1 January 2027.
Updated 2 November 2026
One-line summaries are drafted by software from the bill text and are not reviewed by an attorney.
New Virginia insurance laws in 2027
6 lawsHB 1313: Workers' compensation; law-enforcement officers and firefighters, post-traumatic stress disorder.
Requires workers' compensation coverage for law-enforcement officers and firefighters diagnosed with post-traumatic stress disorder from duty incidents without physical injury starting 1 January 2027.
HB 2099: Health insurance; required provisions regarding prior authorization for health care services.
HB 676: Health insurance claims; electronic attachments accepted, delayed effective date.
Requires health insurance carriers to accept electronic attachments for claim documentation and prohibits requiring paper or facsimile submission when electronic submission is available.
HB 677: Residential property owners; insurance policies, roofing services by contractors.
Insurers cannot refuse to renew or cancel homeowner insurance policies or increase premiums solely based on asphalt shingle roof age or condition, with limited exceptions, starting 1 January 2027.
SB 1215: Health insurance; required provisions regarding prior authorization for health care services.
Requires health insurance carriers to include specific provisions in contracts with prescribers regarding prior authorization for drug benefits, including timeframes for approvals, denial reasons, and protections for approved authorizations.
SB 402: Residential property owners; insurance policies, roofing services by contractors.
Requires insurers to provide at least 30 days written notice before canceling or refusing to renew homeowners insurance policies, except for nonpayment when 10 days notice suffices, and allows policyholders to request Commissioner review within 10 days of receiving notice.
Next year's insurance laws are bills now. Follow them in every state with the Insurance Tracker.
Questions about new Virginia insurance laws in 2027
When do new insurance laws take effect in Virginia in 2027?
Most take effect on 1 January 2027. Of the 6 laws listed here, 6 start on 1 January 2027.
What new insurance laws take effect on 1 January 2027 in Virginia?
6 laws in insurance, including Virginia HB 1313 (Workers' compensation; law-enforcement officers and firefighters, post-traumatic stress disorder), Virginia HB 2099 (Health insurance; required provisions regarding prior authorization for health care services), Virginia HB 676 (Health insurance claims; electronic attachments accepted, delayed effective date), Virginia HB 677 (Residential property owners; insurance policies, roofing services by contractors) and Virginia SB 1215 (Health insurance; required provisions regarding prior authorization for health care services). The full list, with what each one does, is above.
Is this legal advice?
No. Dates and the one-line summaries are drafted by software from the bill text and are not reviewed by an attorney. Each law links to the legislature’s own record: check the text before relying on it.
Know 2028's new insurance laws while they are still bills
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