Workers' compensation, surety and specialty lines laws by state

HB 302: Bail and surety bonding; requirements for professional surety bondsman and professional bail bondsman further provided for, requirements for apprentice bondsman further provided for, to require circuit clerks to report the authorized professional bail bond companies, appointment of additional members to the Alabama Bail Bonding Board provided for, and late application and license renewal fees provided

Professional bail companies must maintain escrow agreements of twenty-five thousand dollars ($25,000), or fifty thousand dollars ($50,000) in counties with populations less than 200,000 for new agreements made on or after October 1, 2026. Escrow rates remain the same if a professional bail company transfers its escrow agreement to a different bank with court approval.

Took effect 1 October 2026

SB 86: Surety bonds and motor fuel assessments; filing period for new or replacement surety bonds extended, payment period for assessments on illegally imported or transported motor fuels extended

Sellers and fleet producers of compressed or liquefied natural gas and suppliers, importers, exporters, distributors, blenders, and terminal operators of motor fuels must file new or replacement surety bonds within 60 days of department notice. Entities that unlawfully import or transport motor fuels must pay assessments including interest and penalties within 60 days.

HB 14: An Act relating to health care insurance; relating to insurance reimbursement for health care services provided through telehealth; relating to telehealth; relating to workers' compensation coverage for disability from diseases for certain firefighters; repealing programs for catastrophic illness assistance and medical assistance for chronic and acute medical conditions; relating to occupational disability benefits and medical benefits available under the public employees' retirement system; providing for an effective date by amending the effective date of secs. 9 and 10, ch. 38, SLA 2022; and providing for an effective date.

Health care insurers must reimburse health care providers for health care services, including behavioral health services, provided through telehealth on the same basis and at least at the same rate as comparable in-person services, though geographic pay differentials may apply to out-of-state providers. Municipalities offering group health care insurance plans must comply with these telehealth reimbursement requirements.

SB 1136: workers' compensation; death benefits; remarriage

HB 2193: captive insurers; certificate of dormancy

A dormant captive insurer must maintain at least $125,000 in unimpaired paid-in capital and surplus and submit an annual financial report verified by oath within ninety days after fiscal year end. A dormant captive insurer may not issue insurance policies or conduct insurance business until surrendering its certificate of dormancy and receiving director approval.

HB 2032: workers' compensation; assigned risk plan

All insurers transacting workers' compensation insurance in this state must participate in the assigned risk plan. An employer refused coverage by two or more insurers shall be placed in the assigned risk plan unless the employer fails to meet health and safety requirements, denies audit access, has outstanding disputed premiums, or knowingly misrepresents on the application.

SB 1551: workers' compensation; disability; definitions

Every employer affected by this chapter and every physician attending an injured employee must file with the commission and the employer's insurance carrier a full and complete report of every known injury arising out of or in the course of employment resulting in loss of life or injury requiring medical treatment. The employer must inform the insurance carrier and commission within ten days after receiving notice of an accident and must provide the employee with the insurance carrier's name, address, policy number and expiration date immediately upon notice of an accident.

HB 2013: public safety cancer insurance

The board shall establish and control a public safety cancer insurance policy program account, deposit collected monies into it, and use funds to pay for group cancer insurance and program administration. The board may use up to ten percent of deposited monies or five percent of the most recent year's deposit for administrative costs. The board shall cause an independent audit at the end of each fiscal year and report results to employers within six months.

SB 598: To amend various laws related to the division of workforce services; and to amend the definition of "employee" under the workers' compensation law resulting from initiated act 4 of 1948.

Employers and agencies determining employment status must use the twenty-factor test enumerated in 26 C.F.R. § 31.3121(d)-1 as it existed on January 1, 2025. This test applies to determining whether individuals are employees or independent contractors under workers' compensation law, wage discrimination law, unemployment compensation, and workforce services law.

SB 237: To amend the law concerning the licensing and regulation of captive insurers.

Captive insurance companies must maintain specified minimum unimpaired paid-in capital and surplus amounts depending on company type. Companies must pay premium taxes by March 1 annually at tiered rates on direct premiums and assumed reinsurance premiums, with a minimum of five thousand dollars and maximum of one hundred thousand dollars per year.

HB 1274: To allow a title insurance agent, title insurer, or title company to pay real property taxes in conjunction with the issuance of a title.

A county collector must respond in writing or by electronic mail within three business days to a written or electronically delivered request from a person or entity facilitating a real estate closing for a statement of all real estate taxes and related delinquent personal property taxes owed. If the collector fails to respond timely, the collector must accept payment of real estate taxes without requiring payment of related personal property taxes.

HB 1367: To amend the arkansas title insurance act; and to regulate access to public records by a title agent and a title company.

This amendment adds Senator C. Penzo as a cosponsor to House Bill 1367, which amends the Arkansas Title Insurance Act and regulates access to public records by title agents and title companies.

SB 1206: Insurance: omnibus.

Licensees must become inactive if dissolved, forfeited, terminated, canceled, or surrendered by the Secretary of State. Public adjusters must deposit fiduciary funds within 15 calendar days (or 7 days for catastrophic disasters) and remit settlement funds within 30 calendar days (or 15 days for catastrophic disasters). Licensees must promptly respond to commissioner inquiries within 21 days.

Takes effect 1 January 2027

AB 2227: Farm labor contractors: surety bonds.

Farm labor contractors must deposit surety bonds with the Labor Commissioner based on annual gross receipts: $50,000 for gross receipts up to $500,000, $100,000 for $500,000 to $2,000,000, and $150,000 for gross receipts greater than $2,000,000. The Labor Commissioner must include bond information on the public farm labor contractor license database.

Takes effect 1 January 2027

AB 1683: Workers' compensation: prepaid cards.

An employer may deposit disability indemnity payments in a prepaid card account if the employee provides written consent. The prepaid card must allow full balance withdrawal without fees, provide reasonable ATM access, permit fee-free point-of-sale purchases, and prohibit credit links. Only specified fees are permissible.

Takes effect 1 January 2027

SB 487: Workers' compensation.

Employers of peace officers and firefighters employed by cities, counties, fire protection districts, or city and counties must limit their recovery from third-party liability insurance to no more than one-third of the policy limits when the employee's total damages exceed net recovery and total insurance is insufficient. Employers must not assert credits or offsets against future workers' compensation benefits for these employees.

SB 847: Workers' compensation: uninsured employer: transfer of real property.

The director may determine whether an uninsured employer or substantial shareholder conveyed real property after injury but before lien recording with intent to retain beneficial interest, creating a resulting trust. When the director makes such a determination, a certificate of lien shall attach to the property.

AB 1398: Workers' compensation.

All interested parties must disclose in writing any financial interest in an entity providing services to a third-party payer or other entity when presenting a claim for payment. Interested parties other than claims administrators or network service providers are prohibited from referring persons for services or using services from entities in which they have a financial interest.

SB 447: Workers' compensation: death benefits.

Employers of deceased local firefighters, peace officers, and Sheriff's Special Officers of Orange County must continue providing health benefits to the deceased employee's spouse under prior terms, or to minor dependents until age 26 if no surviving spouse exists.

SB 291: Contractors: workers' compensation insurance.

Licensed contractors must file a current and valid Certificate of Workers' Compensation Insurance or Certification of Self-Insurance with the Contractors State License Board before issuance, reinstatement, reactivation, renewal, or continued maintenance of a license. Sole owner licensees, partnerships, corporations, limited liability companies, and tribal business licensees found to have employed workers without maintaining workers' compensation coverage are subject to minimum civil penalties of $10,000, $20,000 respectively, with additional penalties up to $30,000 per occurrence.

SB 230: Workers' compensation: firefighters.

For injuries occurring on or after January 1, 2026, active firefighting members of fire departments providing fire protection to commercial airports regulated by the FAA and trained and certified by the State Fire Marshal must be covered under workers' compensation presumptions for hernia, heart trouble, pneumonia, cancer, post-traumatic stress disorder, tuberculosis, blood-borne infectious diseases, biochemical substance exposure, and meningitis.

AB 1125: Workers' compensation: peace officers.

The State Department of State Hospitals must treat heart trouble that develops or manifests during employment of a peace officer as defined in Penal Code Section 830.38 as an injury arising out of and in the course of employment, presumed compensable unless controverted by other evidence.

AB 1293: Workers' compensation: qualified medical evaluators.

The administrative director shall develop and make available a template qualified medical evaluator report form including all necessary statutory and regulatory requirements. The administrative director shall develop and make available a medical evaluation request form for communicating with panel qualified medical evaluators in advance of evaluations. The Division of Workers' Compensation shall adopt regulations to implement these provisions by January 1, 2027.

SB 175: Adjust Experience Modification Factor in Workers' Compensation

SB 186: Update Workers' Compensation Statutes Allow Electronic Filing

SB 93: Workers' Compensation Insurance Coverage Verification

HB 1311: Retainage Surety Bond Construction Contracts

A property owner, contractor, or subcontractor must accept a retainage bond in lieu of retainage if the bond is issued by a licensed Colorado insurer, does not exceed five percent of money earned, meets surety rating requirements, and the obligor faithfully performs the contract and pays all laborers, suppliers, and subcontractors. When a property owner accepts such a bond from a contractor, the contractor must accept a like bond from any subcontractor submitting one.

HB 25-1300: Workers' Compensation Benefits Proof of Entitlement

An employer or the employer's insurer must use the Division's utilization standards when responding to requests for authorization from a treating physician. An employer or insurer must notify an injured Colorado resident employee of the right to designate a treating physician within seven calendar days of receiving notice of an on-the-job injury. An injured employee may designate a Level I or Level II accredited physician as authorized treating physician.

SB 25-144: Change Paid Family Medical Leave Insurance Prog

The director shall set paid family and medical leave insurance premium rates based on specified formulas. From January 1, 2026 through December 31, 2026, the premium is eighty-eight hundredths of one percent of wages per employee. For 2027 and thereafter, the director shall adopt premium rates by rule on or before September 1 of the preceding year to maintain adequate fund reserves and minimize volatility, not exceeding one and two tenths of a percent of wages per employee.

SB 25-186: Sunset Workers' Compensation Providers Accreditation Program

Extends the workers' compensation accreditation program for health-care providers until September 1, 2036, and expands level I accreditation eligibility to any health-care professional regulated under Title 12 who provides workers' compensation treatment. Appropriates $123,933 to the division of workers' compensation for implementation.

SB 25-277: Sunset Title Insurance Commission

The Commissioner of Insurance must hold two meetings each year with representatives of the title insurance industry, referred to as the Title Insurance Advisory Group. The Commissioner must respond in writing to formal written proposals or recommendations presented by the Advisory Group. The first meeting must occur on or before January 31 each year, and the second on or after June 1 but before August 1 each year unless an alternate time is accepted by the Commissioner.

HB 25-1272: Construction Defects & Middle Market Housing

Builders of multifamily attached housing of two or more units may participate in the Multifamily Construction Incentive Program by providing warranties covering defects for one to six years depending on component type, obtaining third-party inspections, and recording a notice of election. Claimants must mitigate damages and pursue warranty remedies before filing construction defect actions.

SB 488: An act implementing the treasurer's recommendations for revisions to the unclaimed property program and second injury fund.

Holders of unclaimed property must notify owners between July 1 and September 30 before presuming abandonment, report abandoned property to the Treasurer by March 31, and retain records for ten years. Holders of tangible personal property must sell it and remit proceeds within thirty days. Persons locating unclaimed property for fees cannot charge more than ten percent and must disclose terms clearly.

Took effect 1 July 2026

HB 5385: An act establishing a task force to study undue delay in workers' compensation claims by police officers and firefighters.

Establishes a task force to study causes of undue delay in workers' compensation claims by police officers and firefighters, including administrative processing, medical provider availability, and insurer authorization requirements. The task force must submit findings and recommendations by January 1, 2027.

HB 6433: An act concerning captive insurance.

Captive insurance companies domiciled in Connecticut may convert into protected cells with the Insurance Commissioner's prior written approval. Sponsored captive insurance companies may establish and maintain protected cells with separate accounting, asset segregation, and restrictions on asset transfers between cells without commissioner approval.

Took effect 1 October 2025

HB 5605: An act concerning minor revisions to the workers' compensation act.

Removes the phrase 'The conversion to the Medicare resource-based relative value scale shall be revenue-neutral' from section 31-280(11)(B) of the general statutes concerning the Workers' Compensation Act.

SB 1426: An act making changes to the firefighters cancer relief program.

Municipal employers and state employers must administer cancer compensation claims from firefighters and pay benefits from the firefighters cancer relief account in the same manner as workers' compensation claims. Firefighters diagnosed with specified cancers who meet eligibility criteria including five years of service, non-smoking status, and annual medical screenings may receive compensation and retirement or disability benefits.

Took effect 1 October 2025

SB 340: An act to amend title 16 of the delaware code relating to long term care facilities

This amendment exempts long-term care facilities owned and operated by the State from the requirements of Senate Bill No. 340, which amends Title 16 of the Delaware Code relating to long-term care facilities.

HB 139: An act to amend title 18 of the delaware code relating to line-of-duty hearings.

SB 145: An act to amend title 19 of the delaware code relating to workers' compensation payments.

Insurance carriers and self-insurers must print specified language on the reverse side of disability payment checks above the endorsement, or on direct deposit authorization forms. Direct deposit forms must be dated and signed by both claimant and carrier or self-insurer. Employers who self-insure must report total payroll annually by January 30.

HB 7: An act to amend title 18 of the delaware code relating to taxes.

Amends Delaware tax code section 702 to clarify that taxes imposed under sections 703, 704, 707, 1917, and 6914 are payable according to the specified installment schedule, resolving an internal inconsistency regarding tax payment timing for captive insurance companies and surplus lines brokers.

B 26-0181: Short-Term Disability Insurance Benefit Protection Clarification Amendment Act of 2025

Insurers may not offset or reduce benefits or income available to an eligible individual under an individual or group temporary or short-term disability insurance policy based on estimated or actual benefits the eligible individual may or does receive under the Universal Paid Leave Amendment Act of 2016, regardless of the jurisdiction in which the policy was issued, executed, written, or delivered.

HB 883: Protected Cell Captive Insurance Companies

Sponsors must form protected cell captive insurance companies with at least $100,000 unimpaired paid-in capital and $100,000 unimpaired surplus. Protected cell captive insurance companies must establish separate accounts for each protected cell, maintain distinct accounting records, obtain office approval for plans of operation and participant contracts, and notify the office within 10 business days of any protected cell insolvency.

Took effect 1 July 2026

HB 271: Foreign and Alien Bail Bond Insurers

Domestic, foreign, or alien bail bond insurers must report direct written premiums for bail bonds net of amounts retained by licensed bail bond agents or managing general agents, with a minimum floor of 6.5 percent of total consideration received. Insurers must keep complete records of total consideration paid for all bail bonds written and disclose specified information in financial statement notes filed with the office.

Took effect 1 July 2026

SB 282: Warranty Associations

Service warranty associations and home warranty associations must obtain contractual liability insurance covering 100 percent of claim exposure from insurers with certificate of authority. Associations must not use both unearned premium reserves and contractual liability insurance simultaneously. Contracts including accidental damage from handling coverage must be covered by contractual liability insurance unless issued by associations exempt under section 634.406(7).

Took effect 1 July 2025

HB 1128: State Board of Workers' Compensation; notice of eligibility for compensation to an injured employee to his or her legal guardian; provide

The State Board of Workers' Compensation must notify injured employees or their legal guardians when it has reasonable cause to believe they are eligible peace officers, including contact information for the Georgia State Indemnification Fund. Law enforcement agencies must notify employees or their legal guardians of eligibility within ten days of injury.

Took effect 1 July 2026

HB 1015: Self-insurers Guaranty Trust Fund; revise certain funded levels

The board of trustees shall assess participants in the Self-insurers Guaranty Trust Fund. Annual assessments against participants who have paid at least three prior assessments shall cease upon reaching a funded level of $25 million net of all liabilities. Participants pay $8,000 in their first year, then 1.5 percent of medical and indemnity benefits paid or $2,000 annually, whichever is greater, with a maximum of $8,000 per year.

HB 348: Insurance; expand lines of insurance or reinsurance in which a limited purpose subsidiary and captive insurance company may engage

No insurer shall engage in any scheme or artifice by which it transfers funds between affiliates or subsidiaries for the purpose of creating a false or misleading impression regarding the profitability of such insurer or its subsidiaries or affiliates.

SB 2043: Relating to insurance.

Captive insurance companies must undergo examination at least once every five years, except risk retention captive insurance companies which must be examined no later than three years after formation and then at least once every five years. Captive insurance companies may apply for certificates of exemption from examination if they meet specified criteria including prior examination completion and timely filing of required reports.

HB 1509: Relating to workers' compensation.

An employer must allow a physician to transmit a treatment plan by mail, facsimile, or secure electronic means. An employer denying a treatment plan must file a written denial with the director within seven days of receiving the plan, with a copy to the physician and injured employee. An employer must pay the appropriate health care provider for medical care in an accepted treatment plan.

HB 1515: Relating to workers' compensation.

Employers must pay fees for functional capacity examinations requested by an injured employee's attending physician after medical stabilization. The attending physician must submit the qualified health care provider's name, business address, discipline, specialty, and examination reasons in writing to the employer at least seven calendar days before referral. The qualified health care provider must provide the examination report to the attending physician and employer no later than fourteen calendar days after the examination.

HB 1514: Relating to workers' compensation.

A certified provider of vocational rehabilitation services shall automatically approve vocational rehabilitation services for an injured employee if the provider determines the employee will likely require such services to return to suitable gainful employment and is feasible to participate. An injured employee must select a certified provider within thirty days of referral, or the employer shall select one. Both must notify the other party within seven days.

H 160: WORKER’S COMPENSATION – Amends existing law to define a public employer and a public corporation with respect to certain requirements regarding security for compensation.

Every employer must secure payment of worker's compensation through one of three methods: insuring with an authorized insurer, becoming self-insured with industrial commission approval and depositing security with the state treasurer, or for public employers, insuring with the state insurance fund unless refused. Public employers are defined to include cities, counties, and school districts until July 1, 2030.

Took effect 1 July 2025

H 38: INSURANCE – Amends existing law to revise provisions of the Idaho Life and Health Insurance Guaranty Association Act.

The Idaho Life and Health Insurance Guaranty Association must provide coverage for specified life, health, and annuity policies and contracts issued by member insurers, subject to defined coverage limitations and exclusions. Member insurers must pay authorized and called assessments to fund the association's obligations.

Took effect 1 July 2025

H 65: WORKER’S COMPENSATION – Amends existing law to move the definition of “member of an employer’s family.”

Moves the definition of 'member of an employer's family' from Section 72-212 to Section 72-102, and updates cross-references in Sections 9-203, 72-438, and 72-451 to reflect this change.

Took effect 1 July 2025

HB 5228: Work comp-state licensure

Every company licensed by the Illinois Department of Insurance and insuring employers' liabilities under the Workers' Compensation Act or Workers' Occupational Diseases Act must remit an annual surcharge to the Director based on direct written premium: 1.092% for 2024 and thereafter, plus an additional percentage of underwriting gain beginning in 2026, calculated to meet an annual funding target of $7,000,000 (increasing 3.5% yearly).

SB 2463: Oil and gas act-surety bonds

Applicants for oil and gas well permits must file surety bonds, cash, certificates of deposit, or irrevocable letters of credit before drilling. Bond amounts range from $10,000 per well to $100,000 for blanket bonds covering up to 100 wells. Liquid oil field waste transporters must obtain permits and post $10,000 surety bonds.

HB 1260: Various insurance matters.

Insurers must mail notice of nonrenewal to insureds at least 60 days before policy expiration for automobile and residential policies. Insurers must respond within 30 days to insured requests for explanations of material changes to personal automobile or homeowner's policies. Insureds have 30 days to request such explanations.

Took effect 1 July 2026

HB 1098: Work based learning liability.

An intermediary connecting a student with an employer for work based learning must obtain employer liability insurance, worker's compensation insurance, and other necessary insurance, ensure compliance with course requirements and applicable laws, and assume liability for legal or administrative claims arising from the student's employment. An insurer may not deny, refuse to renew, add surcharges, impose exclusions, require supplemental insurance, or restrict coverage based solely on a student being under eighteen or enrolled in a work based learning course.

Took effect 1 July 2026

HB 1044: Insurance coverage for public safety employees.

Local unit public employers must provide group health insurance to public safety employees who become disabled on or after January 1, 2020 and receive Class 1 or Class 2 impairment benefits. Disabled employees must file a written request before June 1, 2026, or within 90 days after receiving disability benefits, whichever is later, and must pay the same premium amount as active employees. Surviving spouses and dependents of public safety employees who die in the line of duty must pay the same premium amount as active employees for coverage they select.

HB 1214: Worker's compensation.

After June 30, 2025, a party may not prohibit an employer from bidding on a contract solely based on the employer's experience rating. Insurance companies must revise an insured party's prior experience ratings after making a successful subrogation claim, ensuring the insured receives a monetary benefit equivalent to the amount recovered.

Took effect 1 July 2025

HF 2766: A bill for an act relating to captive insurance companies and life captive reinsurance companies, and including civil penalties.

Life captive reinsurance companies must obtain a certificate of authority from the commissioner, maintain principal place of business in Iowa, hold annual board meetings in-state, have at least one resident director, designate a registered agent, file articles and bylaws with commissioner approval, and reinsure only risks of affiliated ceding insurers.

Took effect 1 July 2026

HF 441: A bill for an act concerning the functions of the employment appeal board; the workers’ compensation commissioner; and the department of inspections, appeals, and licensing relating to contested cases, judicial review, and liability.

The employment appeal board shall hear and decide contested cases under specified code sections and chapters. The state, department of inspections, appeals, and licensing, and employment appeal board shall not be liable for unemployment benefits exceeding available funds in the unemployment compensation fund.

HB 2334: Enacting the Kansas protected cell captive insurance company act, providing for the redomestication of a foreign or alien captive insurance company and updating certain terms, requirements and conditions of the captive insurance act, reducing insurance company premium tax rates, creating parity between the insurance agent and public adjuster licensing requirements, authorizing insurers to file certain travel insurance policies under the accident and health line of insurance and authorizing the commissioner of insurance to select and announce the version of certain instructions, calculations and documents in effect for the upcoming calendar year and cause such announcement to be published in the Kansas register not later than December 1 of the current year.

SB 42: Providing for the establishment of a web-based online insurance verification system for the verification of evidence of motor vehicle liability insurance, eliminating the requirement that the commissioner of insurance submit certain reports to the governor and requiring certain reports be available on the insurance department's website, removing certain entities from the definition of person for the purpose of enforcing insurance law, requiring that third party administrators maintain separate fiduciary accounts for individual payors and prohibiting the commingling of funds held on behalf of multiple payors, requiring the disclosure to the commissioner of insurance of any bankruptcy petition filed by or on behalf of such administrator pursuant to the United State bankruptcy code, requiring title agents to make their reports available for inspection upon request of the commissioner of insurance instead of submitting such reports annually, standardizing the amount of surety bonds filed with the commissioner of insurance at $100,000 and eliminating the small business exemption in certain counties.

Each property and casualty insurance company licensed to issue motor vehicle liability insurance in Kansas must provide verification of liability insurance for every motor vehicle insured in Kansas through the commissioner's web-based insurance verification system. The commissioner must establish this system by July 1, 2026, following a nine-month testing period.

HB 265: AN ACT relating to regulatory authorizations by the commissioner of insurance.

A solvent company seeking voluntary dissolution must adopt a written dissolution plan approved by its board of directors and two-thirds of voting policyholders or members, providing for disposition of all insurance in force and full discharge of all obligations. The plan must be filed with and approved by the commissioner before trustees execute it and file articles of dissolution with the Secretary of State.

SB 343: AN ACT relating to the Department of Workers' Claims and declaring an emergency.

Creates the Department of Workers' Claims administratively attached to the Office of the Governor, headed by a commissioner appointed by the Governor and confirmed by the Senate, reorganizing it from the Education and Labor Cabinet.

HB 524: AN ACT relating to the Commonwealth's property and casualty insurance fund and declaring an emergency.

The Finance and Administration Cabinet must determine which state property to insure and insure property financed under statutory amortization plans. The Office of the Controller must contract for reinsurance limiting fund liability to ten million dollars per risk through June 30, 2030, then one million dollars thereafter. Agencies must notify the cabinet within thirty days of property damage.

SB 201: AN ACT relating to workers' compensation.

The Governor must appoint administrative law judges and Workers' Compensation Board members from names presented by the Workers' Compensation Nominating Committee, subject to Senate consent. The nominating committee must consist of five members including attorneys representing claimants and employers, with at least two members deriving no earned income from the workers' compensation program.

SB 408: WORKERS' COMPENSATION: Provides relative to the workers' compensation reimbursement schedule. (gov sig) (EN INCREASE SD EX See Note)

Makes technical amendments to workers' compensation reimbursement schedule provisions by correcting punctuation, adding the word 'days', and changing multiple references from 'Part' to 'Subpart' throughout the statute.

HB 456: WORKERS COMPENSATION: Provides relative to claims for benefits under workers' compensation

A petition for workers' compensation benefits must set forth the names and addresses of parties, the time, place, nature, and cause of the injury, factual statements identifying the specific compensation benefit alleged to be due but unpaid or disputed, and a prayer for relief. An employer or payor may file a disputed claim only when alleging fraud or when appealing a medical director's decision.

SB 341: SELF INSURANCE: Provides for the Louisiana Churches and Nonprofit Religious Organizations Self-Insured Fund. (gov sig)

The Louisiana Churches and Nonprofit Religious Organizations Self-Insured Fund must submit an application to the department for authority to act as a group self-insurance fund for property commercial coverage. Each initial member must pledge to make an advance payment of not less than twenty-five percent of that member's first year estimated annually earned normal premiums prior to the fund providing coverage. The fund must maintain excess insurance or reinsurance contracts approved by the department.

SB 382: WORKERS' COMPENSATION: Repeals provisions relative to the Workers' Compensation Advisory Council. (8/1/26)

HB 904: INSURANCE: Establishes guidelines for the regulation of captive insurance companies and risk retention groups

Amends Louisiana insurance law to modify provisions regulating captive insurance companies and risk retention groups by revising statutory cross-references and clarifying ownership prohibitions and statement requirements for captive insurance companies.

HB 185: WORKERS COMPENSATION: Provides relative to the definition of an independent contractor (EN DECREASE SD EX See Note)

HB 537: WORKERS COMPENSATION: Repeals the Workers' Compensation Advisory Council

SB 162: WORKERS' COMPENSATION: Provides relative to the workers' compensation medical treatment schedule. (8/1/26)

Any party who disagrees with a medical director's decision on the workers' compensation medical treatment schedule must appeal by filing a Disputed Claim for Compensation within forty-five days. A decision may be overturned only by clear and convincing evidence that it was not in accordance with the statute. The medical director must forward the entire record to the district hearing office within fifteen days of receiving notice of appeal.

HB 280: WORKERS COMPENSATION: Provides relative to the collection of workers' compensation premiums (EN SEE FISC NOTE SG EX See Note)

An insurer must not collect workers' compensation premiums from an insured arising from a premium audit unless the insurer provides written notice to the insured within ninety days of the audit's completion by certified mail, commercial courier, or electronic transmission. An insurer must not modify or complete a premium audit more than three years after the policy period ends, with specified exceptions.

LD 2018: An Act To Amend The Requirements Governing Self-Insurance Plans In The Paid Family And Medical Leave Benefits Program

The department shall allow multiple employers to share the cost of legal, accounting, surety and third-party administrator expenses under the paid family and medical leave benefits program. All employers approved to self-insure are strictly liable to pay all of their own claims notwithstanding any other financial arrangement.

LD 82: An Act To Amend The Workers' Compensation Laws By Extending Indefinitely The Presumption Applying To Law Enforcement Officers, Corrections Officers, E-9-1-1 Dispatchers, Firefighters And Emergency Medical Services Persons Diagnosed With Post-Traumatic Stress Disorder

Removes the October 1, 2025 expiration date from the workers' compensation presumption for post-traumatic stress disorder diagnoses in law enforcement officers, corrections officers, E-9-1-1 dispatchers, firefighters, and emergency medical services persons, making the presumption indefinite.

LD 1195: An Act To Amend The Provisions Of The Maine Workers' Compensation Act Of 1992 Governing Requirements For Self-Insurers

Self-insurers must post security approved by the Superintendent of Insurance, which may include surety bonds, irrevocable standby letters of credit, cash deposits, acceptable securities, or actuarially determined fully funded trusts. Group self-insurers may use irrevocable standby letters of credit only up to the difference between required confidence level funding and funding reduced by 10 percentage points, provided trust assets are not used as collateral.

LD 131: An Act To Eliminate The Provision Of The Maine Workers' Compensation Act Of 1992 That Allows An Employer Member Of A Group Self-Insurer To Insure Its Employees Through A Fronting Arrangement

Repeals provisions of the Maine Workers' Compensation Act of 1992 that authorize employer members of group self-insurers to use fronting company arrangements to insure their employees.

HB 1216: Insurance – Certificates of Guarantee for County Bond Requirements – All Counties

Authorizes all counties to honor certificates of guarantee issued by nonprofit contractor associations to satisfy county bond requirements for public improvements, while clarifying that no county is required to honor such certificates.

Took effect 1 October 2026

SB 890: Insurance - Captive Insurers - Premium Receipts Tax Study

The Maryland Insurance Administration may not charge or collect premium receipts tax, fees, penalties, or interest accrued before the effective date from unauthorized insurers or insureds exempt under the act's captive insurance exemption for nonprofit hospitals and health care systems. The Administration must study captive insurance use, regulation, and taxation by December 1, 2027.

Took effect 1 July 2026

HB 252: Environment – Lead Paint Abatement Services – Performance Bond and Liability Insurance

The Department of the Environment shall adopt regulations requiring any person accredited by the Department to provide lead paint abatement services to be covered by a reasonable performance bond or reasonable liability insurance. Unless accredited by the Department, a person may not act as a contractor or supervisor for lead paint abatement services, provide training for such services, or inspect lead-based paint hazards.

Took effect 1 July 2026

HB 347: Workers' Compensation - Occupational Disease Presumptions - Hypertension

Employers and insurers must provide workers' compensation to paid firefighters, paid firefighting instructors, paid rescue squad members, paid advanced life support unit members, and sworn members of the Office of the State Fire Marshal who have been diagnosed with hypertension by an authorized provider, prescribed medication for at least 90 consecutive days, completed at least 2 years of cumulative service, and are currently employed in such positions.

Took effect 1 October 2026

HB 878: Workers' Compensation - Heart Disease and Hypertension Presumption and Permanent Partial Disability - Carroll County Correctional Deputies

Carroll County correctional deputies who suffer from heart disease or hypertension resulting in partial or total disability or death are presumed to have an occupational disease compensable under workers' compensation law, provided the condition is more severe than any pre-existing condition. Deputies employed on or before September 30, 2026 must provide medical documentation of existing heart disease or hypertension to the Carroll County Sheriff's Office by December 31, 2026.

Took effect 1 October 2026

SB 102: Insurance Pooling - Public Entity - Definition

Adds a Resilience Authority as defined in Local Government Article § 22–101 to the definition of 'public entity' for purposes of insurance pooling under Insurance Article § 19–602, effective October 1, 2025.

Took effect 1 October 2025

SB 695: Labor and Employment - Uninsured Employers' Fund Board - Membership and Reserves

The Uninsured Employers' Fund Board must establish reserves to meet potential losses of the Fund. The Board's membership changes from three to five members: two with substantial experience as officers or employees of a property and casualty insurance company, one with substantial experience in accounting or finance, one who is a workers' compensation insurance policyholder in the state, and one representing the general public.

Took effect 1 October 2025

SB 830: Workers' Compensation - Claims Application Form - Authorization for Release of Information

Claimants filing workers' compensation claims must include authorization for release of medical and financial information to the claimant's attorney, the Uninsured Employers' Fund, the Subsequent Injury Fund, the employer, and the insurer. The authorization includes additional claims filed by the claimant and information in the Commission's custody, effective for 1 year.

Took effect 1 October 2025

SF 3720: 2026 recommendations adoption of the Workers' Compensation Advisory Council

The Workers' Compensation Reinsurance Association must equitably distribute excess surplus or collect deficiency assessments from self-insurer members and insured employers based on exposure bases and rates determined by the board and approved by the commissioner of labor and industry or commerce. The board must consider permanent partial disability schedule adequacy during each 2026 and subsequent even-year legislative session.

HF 1014: Minnesota Insurance Guarantee Association board allowed to request financial information from insureds.

The Minnesota Insurance Guaranty Association may request financial information from an insured to determine the insured's net worth. If an insured fails to provide the requested financial information within 60 days of the association's request, the insured's net worth is deemed to exceed $25,000,000. The association must inform the insured of these consequences when requesting information.

SB 2894: Cybersecurity insurance; include in Mississippi Insurance Guaranty Association statutes.

The Mississippi Insurance Guaranty Association must pay covered claims arising from cybersecurity insurance policies issued by insolvent member insurers, up to Three Hundred Thousand Dollars per claimant for all first- and third-party cybersecurity claims from a single insured event. Member insurers must contribute assessments to fund the association's obligations.

Took effect 1 July 2025

HB 516: Move workers' compensation court to judicial branch

The Montana Supreme Court shall supervise the workers' compensation court and workers' compensation judge, pay their salaries and expenses from the workers' compensation court fund, and administer the court. By July 15 of each fiscal year, the Department of Labor and Industry shall transfer $500,000 from the workers' compensation administration fund to the workers' compensation court fund.

SB 60: Revise insurance premium taxes for certain captive insurers

Each captive insurance company must pay to the commissioner on or before March 1 of each year a tax on direct premiums collected at 0.4% on the first $20 million and 0.3% on each subsequent dollar, and a tax on assumed reinsurance premiums at tiered rates. A minimum annual tax of $5,000 applies unless calculated taxes exceed this amount, subject to a $100,000 annual cap for non-protected cell captive insurance companies.

HB 726: Generally revise bail bonds laws

Surety bail bond insurance applicants must be at least 18 years old, hold a high school diploma or equivalent, complete a 16-hour basic training course covering constitutional law, civil liability, use of force, arrest procedures, mental health challenges, defensive tactics, bail bond ethics, and report writing. Licensees must complete 5 hours of continuing education every 2 years. Surety bail bond producers must disclose all fees or interest beyond minimum premium when executing contracts.

HB 428: Revising provisions related to workers compensation

Insurers must file summary reports with the department by January 15 of each year showing benefits paid, medical expenditures, and miscellaneous amounts for the previous calendar year. Treating physicians must complete medical status forms following every office visit with the worker.

HB 367: Revise workers' compensation laws relating to travel and reimbursement

Insurers must not deny workers' compensation coverage based solely on whether an employer furnishes transportation or the employee receives reimbursement for travel costs. An employee traveling is covered only if the employer furnishes transportation or reimburses travel costs as part of employment benefits and the travel is necessitated by the employer, or if travel is required as part of job duties.

SB 338: Revise workers' compensation insurance related to who may receive payments

Employers, insurers, and the department must make workers' compensation payments due to children under 18 or adjudged incompetent persons to the parent, appointed guardian, appointed conservator, or appointed benefits administrator. The workers' compensation judge may appoint a benefits administrator upon petition by a claimant, insurer, or the uninsured employers' fund.

HB 143: Revise definition of treating physician to include physician assistants without regard to proximity of other providers

Physician assistants licensed under Montana Title 37, chapter 20, may serve as treating physicians and impairment evaluators without regard to proximity of other providers, if no treating physician as defined in subsection (42)(a) is located in the area where the physician assistant is located.

SB 109: Revise workers' compensation definition of treating physician to include physical therapists

Amends Montana's workers' compensation law to add physical therapists licensed under Title 37, chapter 11 to the definition of treating physician who can deliver and coordinate medical services for compensable injuries or occupational diseases.

HB 197: Revising workers’ compensation laws relating to when the employee is released to return to work

Insurers must terminate temporary total disability benefits on the date a worker is released to return to work in some capacity. Before converting temporary total disability or temporary partial disability benefits to permanent partial disability benefits, insurers must obtain physician determinations of medical stability, physical restrictions, and ability to return to work, and must notify the claimant with a copy of the physician's report.

LB 455: Change provisions of the Nebraska Workers' Compensation Act relating to injury reports and workers' compensation insurance policies and deductibles

Employers or workers' compensation insurers must file a report of each reportable injury with the Nebraska Workers' Compensation Court within ten days of notice or knowledge. Workers' compensation insurance policies must offer medical benefit deductibles of five hundred to two thousand five hundred dollars per claim in five hundred dollar increments, or optional deductibles up to forty percent of annual premium but not less than fifty thousand dollars.

LB 608: Change insurance provisions relating to firefighters and include correctional officers, youth detention officers, certain disabled persons, and their children in the First Responder Recruitment and Retention Act

State universities, state colleges, and community colleges must waive one hundred percent of resident tuition charges remaining after federal and state aid for first responders, correctional officers, youth detention officers, eligible disabled persons, and their qualifying children pursuing qualifying degrees. The Coordinating Commission for Postsecondary Education must reimburse state universities fifty percent of tuition waivers for correctional officers, youth detention officers, and eligible disabled persons beginning July 1, 2028.

LB 326: Change provisions relating to the Unfair Insurance Trade Practices Act, the Nebraska Property and Liability Insurance Guaranty Association Act, and mutual insurance holding companies and eliminate the provisions of the Health Insurance Access Act and the Health Care Purchasing Pool Act

SB 317: Revises provisions relating to industrial insurance. (BDR 53-625)

The Administrator of the Division of Industrial Relations must select a closed formulary for outpatient drugs by July 1, 2027, which insurers must use. Insurers must not reimburse drugs unlisted or unapproved on the formulary. Insurers must maintain physician lists with minimum numbers per discipline and replace removed physicians within 60 days. Insurers must provide notice before inspections.

SB 376: Revises provisions governing industrial insurance. (BDR 53-629)

Employers and insurers must fully reimburse injured employees or health insurers within 30 days for treatment costs when the panel contains fewer than 12 available physicians in the relevant discipline for occupational lung or heart disease claims. Injured employees may select physicians outside the panel under these conditions.

SB 503: Eliminates the Account for the Regulation and Supervision of Captive Insurers in the Fund for Insurance Administration and Enforcement. (BDR 57-1236)

Eliminates the Account for the Regulation and Supervision of Captive Insurers and redirects captive insurer fees, assessments, and 25 percent of premium tax revenues to the general Fund for Insurance Administration and Enforcement, allowing broader use of those funds.

Took effect 1 July 2025

SB 170: Revises provisions relating to industrial insurance. (BDR 53-632)

Employers must ensure firefighters and volunteer firefighters not in the Executive Department submit to annual cancer screenings upon commencement of coverage and thereafter yearly. Employers must pay for all screenings. Physical examinations for non-Executive Department employees must be administered by licensed physicians or advanced practice registered nurses knowledgeable about firefighting and law enforcement demands, and must include specified tests.

Took effect 1 July 2026

SB 258: Revises provisions relating to industrial insurance. (BDR 53-594)

Insurers and the Administrator must limit reduction of compensation and liens to the portion of payments or recoveries representing economic damages. Injured employees or dependents must be made whole before liens are recoverable. Liens must be adjusted for the employee's proportional share of litigation expenses and cannot exceed compensation received.

AB 142: Revises provisions relating to industrial insurance. (BDR 53-876)

An agency that employs a first responder must provide educational training to the first responder related to the awareness, prevention, mitigation and treatment of mental health issues. The act expands the definition of first responder to include civilian employees of law enforcement agencies whose primary duties involve responding to and investigating crime scenes.

SB 614: establishing multiple-caregiver self-insured risk coverage arrangements for nonprofit and for-profit providers and servicers.

Covered entities forming a multiple-caregiver self-insured risk coverage arrangement must obtain commissioner approval before establishment, submit a detailed plan of management and operation, file annual reports within 4 months of fiscal year end, maintain a fidelity bond of 10 to 500 percent of annual funds handled, and operate according to sound actuarial principles.

Takes effect 1 July 2027

SB 655: relative to employee leasing companies, workers' compensation coverage options, and a minimum wage exemption for minor league baseball players.

Parties to co-employment relationships must ensure workers' compensation insurance coverage is in place for all leased employees. When a client company elects to provide coverage, it must notify employees and the employee leasing company must report policy details to the commissioner within 30 days. Minor league baseball players compensated under collective bargaining agreements are exempted from minimum wage requirements.

Took effect 11 August 2026

SB 28: relative to workers' compensation claims involving emergency responders with acute stress disorder or post-traumatic stress disorder.

S 3772: Concerns valuation of board and lodging with respect to workers' compensation.

Employers must value board and lodging furnished to employees as part of wages at market value unless the parties fixed a different amount at the time of hiring. If a claimant continues to receive board or lodging during total temporary disability, that value shall not be included in calculating the workers' compensation rate for temporary total disability.

A 5792: Provides for workers' compensation coverage of certain counseling services for first responders and provides that certain mental health related communications are confidential.

Employers of first responders must provide up to 12 hours of paid confidential counseling with a mental health professional to first responders who experience a critical incident, with the first responder authorized to select the professional. Employers must pay for up to 24 additional hours if a mental health professional determines it would benefit the first responder. Employers cannot require use of accrued leave for counseling sessions during work hours. Mental health communications between law enforcement officers and resiliency program officers or peer support team members are confidential and need not be disclosed except when the officer poses risk to self or others or evidence of crime exists.

HB 128: Firefighter occupational disease disablement

Employers of full-time firefighters must provide medical treatment for presumed occupational conditions as job-related injuries unless a court determines the presumption does not apply. Conditions include specified cancers diagnosed after five years of employment, infectious diseases appearing after employment entry, and posttraumatic stress disorder diagnosed by a physician or psychologist.

HB 66: Workers' compensation changes

Employers must advance discovery costs requested by claimants up to six thousand dollars ($6,000). Attorneys representing claimants or employers in workers' compensation claims may not receive fees exceeding thirty thousand dollars ($30,000) in calendar year 2025, adjusted annually by consumer price index thereafter, except up to five thousand dollars ($5,000) additional if bad faith is found.

S 8807: Relates to procedures for protections of legally protected health activities

Insurers issuing medical malpractice or professional liability insurance covering health care providers licensed in New York must not refuse to issue or renew, cancel, charge increased premiums for, or exclude or limit coverage based solely on legal use or prescription of drugs for abortion recognized in specified medical compendia. Persons and entities located in New York receiving out-of-state inquiries, investigations, subpoenas, or summonses regarding legally protected health activities must not comply unless accompanied by specific affirmations and must notify the attorney general and affected individuals.

A 979: Relates to contractual liability insurance policies

A provider of service contracts must insure the performance of all its obligations under service contracts through a service contract reimbursement insurance policy issued by an authorized insurer or procured by an excess line licensee. Each provider may maintain a maximum of five such policies. If insurance lapses or is terminated, the provider must comply with paragraph two or three of subsection (c) within forty-five days.

HB 315: Prohibit Litigation Investments/Amend Workers' Compensation Benefits.

A person is prohibited from engaging in litigation investment or furnishing litigation investment to a party or counsel in a civil proceeding in North Carolina. Litigation investment means providing money for fees, costs, and expenses of a civil proceeding in exchange for contingent repayment or consideration based on the proceeding's outcome, with specified exceptions.

HB 1026: AN ACT to amend and reenact sections 23-24-07, 26.1-01-03, 26.1-21-01, 26.1-21-02, 26.1-21-04, 26.1-21-07, 26.1-21-09.1, 26.1-21-10, 26.1-21-11, 26.1-21-12, 26.1-21-14, 26.1-21-16, 26.1-21-18, 26.1-21-19, 26.1-21-21, 26.1-21-23, 61-06-08, and 61-16.1-05 of the North Dakota Century Code, relating to changing the administration of the state bonding fund from the insurance commissioner to the office of management and budget; to repeal sections 26.1-21-03, 26.1-21-08, 26.1-21-09, 26.1-21-13, 26.1-21-15, 26.1-21-17, 26.1-21-20, 26.1-21-22, and 26.1-21-24 of the North Dakota Century Code, relating to the administration of the state bonding fund; and to provide a continuing appropriation.

SB 2091: AN ACT to amend and reenact section 26.1-36.7-08 of the North Dakota Century Code, relating to requirements for reinsurance association of North Dakota claims; and to declare an emergency.

A member insurer must be reinsured by the association for claims of an insured totaling at least one hundred thousand dollars and not more than one million dollars incurred per plan year, at an amount not exceeding seventy-five percent of the member insurer's responsibility for claims under an individual's nongrandfathered individual health benefit plan. The board shall annually determine attachment points and coinsurance percentage for association claims on or before April first of the preceding year.

HB 81: Make appropriations for Bureau of Workers' Comp for FY 2026-27

Appropriates funds for the Bureau of Workers' Compensation for fiscal years 2026-2027 and restructures the workers' compensation board of directors to consist of eleven appointed members with specified expertise and representation requirements.

HJR 1023: Workers' compensation; approving certain fee schedule; effective date; emergency.

Approves the proposed Fee Schedule for maximum rates paid to medical providers in workers' compensation as submitted by the Workers' Compensation Commission, effective July 1, 2026, and directs distribution of the resolution to the Commission, Governor, and Secretary of State.

SB 1303: Workers' compensation; transferring property and records. Effective date. Emergency.

The Director of the Office of Management and Enterprise Services must coordinate the transfer of funds, allotments, purchase orders, and outstanding financial obligations or encumbrances from the Workers' Compensation Court and Multiple Injury Trust Fund to the Oklahoma Workers' Compensation Commission before July 1, 2026. Transferred personnel retain accrued leave, sick time, retirement and longevity benefits with no salary reductions or reduction-in-force.

Took effect 1 July 2026

SB 1944: Administrative Workers' Compensation Act; modifying definition. Effective date.

Amends the definition of 'employee' in the Administrative Workers' Compensation Act to increase the gross annual payroll threshold for agricultural workers from $100,000 to $250,000. Effective November 1, 2026.

Took effect 1 November 2026

HB 4430: Medical malpractice; Physician Assistant Act requirements; Advanced Practice Registered Nurse malpractice insurance requirements; compliance; effective date.

Physician assistants not practicing under a practice agreement must carry malpractice insurance or demonstrate financial responsibility of at least one million dollars per occurrence and three million dollars aggregate annually. Advanced Practice Registered Nurses must carry the same malpractice insurance or financial responsibility. Physician assistants with 6,240 or more postgraduate clinical practice hours may practice without physician supervision.

Took effect 1 November 2026

HB 1160: Insurance; Oklahoma Property and Casualty Insurance Guaranty Association; powers and duties; joining organizations; records; effective date.

No person, including insurers, insurance producers, or their affiliates, shall publish or disseminate any advertisement using the existence of the Oklahoma Property and Casualty Insurance Guaranty Association for sales, solicitation, or inducement to purchase insurance covered by the guaranty association law. The Association must establish procedures for requesting financial information from insureds on a confidential basis to determine high net worth status.

Took effect 1 November 2025

SB 642: Worker's compensation; expanding rights and remedies granted to certain persons; authorizing agreement between contractors to provide certain insurance coverage. Emergency.

A general contractor and subcontractor may enter into a written agreement under which the general contractor provides workers' compensation insurance coverage to the subcontractor and employees. If a general contractor provides coverage, actual premiums based on payroll may be deducted from amounts owed to the subcontractor. The act makes a general contractor the employer of subcontractors for Administrative Workers' Compensation Act purposes only.

SB 1076: Administrative Workers' Compensation Act; modifying definitions. Effective date.

Amends Senate Bill No. 1076 by changing a wage threshold from One Hundred Thirty-Five Thousand Dollars ($135,000.00) to One Hundred Fifty Thousand Dollars ($150,000.00) in the Administrative Workers' Compensation Act.

SB 95: Workers' compensation; amending definitions. Effective date.

Amends the definitions section of Oklahoma's Administrative Workers' Compensation Act to update statutory language and references, including clarifications on case managers, compensable injuries, employees, and permanent disability determinations. Effective November 1, 2025.

Took effect 1 November 2025

HB 1369: Oil and gas; evidence of financial ability for drilling and operating wells; modifying surety amount and types; effective date.

Any person who drills or operates any oil or gas well in Oklahoma must furnish written evidence of financial ability to comply with plugging, closure, and removal requirements. Category A surety is prohibited for new operators beginning November 1, 2025. Operators must post Category B surety meeting specified dollar amounts based on well count, ranging from $25,000 to $150,000.

Took effect 1 November 2025

SB 904: Relating to self-insured employers.

Self-insured employers must establish proof of qualification with the Director by demonstrating adequate staff to process claims and financial ability to pay compensation. They must provide security of at least $100,000 or their normal expected annual claim liabilities, whichever is greater, and maintain excess insurance coverage.

HB 2800: Relating to professional employer organizations under workers' compensation law; and prescribing an effective date.

A professional employer organization must obtain a license from the Director of the Department of Consumer and Business Services before providing services in Oregon. A PEO must provide workers' compensation coverage for coemployed workers and all direct hire employees unless the client has alternate coverage on file. A PEO must notify its insurer or the director when providing coverage and must provide written notice before terminating coverage responsibility.

HB 2130: Relating to the Oregon Insurance Guaranty Association.

The Oregon Insurance Guaranty Association must pay covered claims arising from insolvent member insurers up to $300,000 for claims from insolvencies before January 1, 2025, and up to $600,000 for claims from insolvencies on or after January 1, 2025, except workers' compensation claims paid in full and cybersecurity claims capped at $600,000 per incident. Member insurers must be assessed proportionally to fund association obligations.

HB 2404: An Act making appropriations from the Workmen's Compensation Administration Fund to the Department of Labor and Industry and the Department of Community and Economic Development to provide for the expenses of administering the Workers' Compensation Act, The Pennsylvania Occupational Disease Act and the Office of Small Business Advocate for the fiscal year July 1, 2026, to June 30, 2027, and for the payment of bills incurred and remaining unpaid at the close of the fiscal year ending June 30, 2026.

Appropriates $81,302,000 from the Workmen's Compensation Administration Fund to the Department of Labor and Industry for administering the Workers' Compensation Act and Pennsylvania Occupational Disease Act for fiscal year July 1, 2026 to June 30, 2027, and appropriates $550,000 to the Office of Small Business Advocate.

Took effect 1 July 2026

HB 1334: An Act making appropriations from the Workmen's Compensation Administration Fund to the Department of Labor and Industry and the Department of Community and Economic Development to provide for the expenses of administering the Workers' Compensation Act, The Pennsylvania Occupational Disease Act and the Office of Small Business Advocate for the fiscal year July 1, 2025, to June 30, 2026, and for the payment of bills incurred and remaining unpaid at the close of the fiscal year ending June 30, 2025.

Appropriates $75,802,000 from the Workmen's Compensation Administration Fund to the Department of Labor and Industry for administering the Workers' Compensation Act and Pennsylvania Occupational Disease Act for fiscal year July 1, 2025 to June 30, 2026, and $550,000 to the Office of Small Business Advocate.

Took effect 1 July 2025

HB 8524: An act relating to labor and labor relations -- workers' compensation--general provisions

Employers must promptly provide injured employees reasonable medical, surgical, dental, optical, and other treatment, nursing, hospital services, medicines, crutches, and apparatus as necessary to cure, rehabilitate, or relieve effects of injury. Employers must bear expenses of court-approved rehabilitation services and reasonable travel and lodging costs.

HB 6066: An act relating to labor and labor relations -- temporary disability insurance -- general provisions

Employees must contribute to temporary disability insurance at a rate equal to the fund cost rate times wages up to the taxable wage base, which increases to one hundred thousand dollars or the annual earnings needed to qualify for maximum benefits. Employers must maintain health benefits during caregiver leave and restore employees to equivalent positions upon leave expiration.

Took effect 1 January 2026

HB 6319: An act relating to labor and labor relations -- workers' compensation -- general provisions

Special employers must require general employers to provide insurer-generated insurance coverage certification demonstrating Rhode Island workers' compensation and employer's liability coverage with no indebtedness before contracting for employee services. If the special employer fails to obtain and maintain this certification, the special employer becomes the employer for workers' compensation purposes.

Took effect 1 July 2025

H 3874: Workers' compensation

The commission must establish a medical fee schedule and related system for maximum allowable payments for medical services provided by medical practitioners, excluding hospital inpatient and outpatient services and ambulatory surgery centers. The commission must review fee schedules annually and hold public hearings to receive stakeholder comments before finalizing updates.

S 619: Insurer liquidation

Amends South Carolina Code Section 38-27-610(2) to add funding agreements to the Class 2 priority of distribution for claims in insurer liquidation, treating claims under funding agreements the same as loss claims under life insurance and annuity policies.

S 210: Captive Insurance Companies

Captive insurance companies must obtain a license from the director, hold at least one annual board meeting with a quorum physically present in South Carolina, maintain a principal place of business in South Carolina, and appoint a resident registered agent. Sponsored captive insurance companies must file one consolidated actuarial opinion and calculate taxes on a consolidated basis.

SB 1861: Workers Compensation - As enacted, authorizes the chief administrative officer of the bureau of workers' compensation of the department of labor and workforce development to disburse funds from the subsequent injury and vocational recovery fund for costs associated with implementing and maintaining a computer system for the bureau of workers' compensation; makes other changes related to workers' compensation. - Amends TCA Title 50, Chapter 6, Part 2.

Authorizes the administrator of the subsequent injury and vocational recovery fund to disburse funds for implementing and maintaining a computer system for the bureau of workers' compensation. Makes technical amendments to workers' compensation procedures regarding motions, petitions, and impairment rating determinations.

Took effect 1 July 2026

SB 1981: Workers Compensation - As enacted, adds a requirement that an award of attorneys' fees and costs incurred when an employer unreasonably denies a workers' compensation claim or unreasonably fails to timely initiate any of the benefits associated with the claim must be based on a finding by the workers' compensation judge that the employer's conduct was unreasonable; makes related changes. - Amends TCA Title 50, Chapter 6.

Workers' compensation judges must find that an employer wrongfully denied a claim or wrongfully failed to timely initiate benefits before awarding attorney's fees and costs. An employee may seek permanent total disability benefits at any time after an original award's compensation period ends, subject to applicable statutes of limitation.

HB 569: Insurance Companies, Agents, Brokers, Policies - As enacted, requires title insurance agencies that separately represent the buyer and seller in a real estate transaction and agree to an arrangement to share the title insurance premiums, commissions, or other fees paid by the buyer and seller, to provide written notice to the buyer and seller of such sharing arrangement and to receive signed, written acknowledgement from the buyer and seller confirming that they were so notified in writing; makes other related changes. - Amends TCA Title 56, Chapter 35 and Title 66.

A purchaser or borrower in a real property transaction has the exclusive right to select the settlement agent. A seller must not require use of a particular settlement agent or condition contract performance on the purchaser's choice of settlement agent. A settlement agent must not collect fees from a represented seller without written consent from the seller's attorney.

SB 2326: Real Property - As enacted, requires a homeowners' association that collects assessments for common expenses to obtain and maintain a blanket fidelity bond to insure the homeowners' association against losses resulting from theft or dishonesty committed by the officers, directors, or persons employed by the homeowners' association, or committed by any managing agent or employees of the managing agent. - Amends TCA Title 66.

A homeowners' association collecting assessments for common expenses must obtain and maintain a blanket fidelity bond insuring against losses from theft or dishonesty by officers, directors, employees, managing agents, or their employees. Coverage must equal reserve balances plus one-fourth of aggregate annual assessment income, with a minimum of ten thousand dollars.

Took effect 1 July 2026

HB 310: Workers Compensation - As enacted, creates a presumption that the diagnosis of a law enforcement officer or emergency medical responder with post-traumatic stress disorder as the result of responding to certain incidents was incurred in the line of duty for purposes of workers' compensation coverage. - Amends TCA Title 7, Chapter 51 and Title 50, Chapter 6.

Extends workers' compensation presumption for post-traumatic stress disorder incurred in the line of duty to law enforcement officers and emergency medical responders, in addition to firefighters, effective July 1, 2025.

Took effect 1 July 2025

HB 576: Bonding, Surety and Professional - As enacted, makes revisions to law relative to bondsmen. - Amends TCA Title 4, Chapter 3, Part 13; Title 39; Title 40; Title 41; Title 56; Title 62 and Title 67, Chapter 4, Part 8.

Amends Tennessee Code Annotated Section 40-11-151 to allow bond notices to use different sized fonts and colors to make the substance of the notice conspicuous and easy to read.

SB 1202: Bonding, Surety and Professional - As enacted, authorizes the surety on a bail bond to petition the court for release from their obligations as surety if the principal forfeits. - Amends TCA Title 4, Chapter 3, Part 13; Title 39; Title 40; Title 41; Title 56; Title 62 and Title 67, Chapter 4, Part 8.

Requires courts to publish lists of bail bond agents on the court's website. The act takes effect July 1, 2025.

Took effect 1 July 2025

HB 128: Workers Compensation - As enacted, increases, from 30 to 35, the minimum age for an individual to serve as a judge on the workers' compensation appeals board; increases, from two to three, the number of additional terms to which a judge of the workers' compensation appeals board may be reappointed; makes other changes related to workers' compensation. - Amends TCA Title 50, Chapter 6, Part 2.

Injured employees or their representatives must give written notice of work-related injury to the employer within fifteen days of the accident, or within fifteen days of knowing or reasonably should knowing of permanent physical impairment or inability to work from gradual or cumulative injury. Notice must state the employee's name and address and the time, place, nature, and cause of the accident.

Took effect 1 July 2025

SB 50: Sunset Laws - As enacted, extends the advisory council on workers' compensation to June 30, 2031. - Amends TCA Title 4, Chapter 29 and Title 50, Chapter 6.

Amends Tennessee Code to extend the advisory council on workers' compensation by adding it to the list of entities subject to sunset review provisions, effectively extending its authorization to June 30, 2031.

HB 2488: Relating to conducting certain contested case hearings under the Texas workers' compensation system by remote communication.

The division may conduct a contested case hearing by videoconference either upon a determination that good cause exists or upon mutual agreement of the parties. The commissioner shall adopt rules as necessary to implement this provision.

HB 2563: Relating to establishment of the temporary certified and insured prescribed burn manager self-insurance pool; authorizing a fee.

The Texas A&M Forest Service shall administer a self-insurance program providing general liability coverage for certified and insured prescribed burn managers who are state residents. Participating CIPBMs must complete a wildfire suppression course and report prescribed burn data. The service may assess reasonable fees and cost-sharing requirements from participants.

Took effect 1 September 2025

HB 4464: Relating to the provision of workers' compensation insurance coverage for certain Texas Task Force 1 members and intrastate fire mutual aid system team and regional incident management team members, including the removal of coverage for nongovernment members.

Service by local government employee members with Texas Task Force 1, intrastate fire mutual aid system teams, or regional incident management teams when activated by the Texas Division of Emergency Management or during sponsored training is considered within the course and scope of regular employment and included in workers' compensation coverage.

Took effect 1 September 2025

SB 1455: Relating to the funding mechanism for the regulation of workers' compensation and workers' compensation insurance; authorizing surcharges.

Authorized insurers writing workers' compensation insurance must pay an annual surcharge on correctly reported gross premiums. The commissioner shall annually determine the surcharge rate, which together with rates under Labor Code Chapters 403 and 405 may not exceed 2.7 percent of gross premiums subject to surcharges. Insurers may recover surcharges by reflecting them as expenses in rate filings or charging policyholders.

Took effect 1 January 2026

SB 264: Relating to discontinuing group self-insurance coverage and dissolving the Texas self-insurance group guaranty fund and trust fund under the Texas Workers' Compensation Act.

The commissioner may not issue certificates of approval to proposed groups on or after September 1, 2025. The board must submit a revised plan of operation to wind down and dissolve the guaranty fund and trust fund by December 1, 2025, and implement the approved plan. The commissioner must determine whether obligations were met and issue an order for distribution of remaining funds.

Took effect 1 September 2025

SB 995: Relating to the approval of a surety bond for a contract authorizing an oversize or overweight vehicle to cross a road or highway.

A person operating an oversize or overweight vehicle under a contract to cross a road or highway must execute a surety bond with a corporate surety authorized to do business in Texas. The bond must be approved by the Texas Department of Transportation and conditioned on fulfilling contract obligations.

SB 2077: Relating to the qualifications of members of the board of directors of the Texas Mutual Insurance Company.

An individual may not serve as a board member of the Texas Mutual Insurance Company if the individual or another individual related to the individual within the first degree by consanguinity or affinity is a licensed insurance agent, serves as an employee or officer for an insurer writing workers' compensation insurance in this state, owns a financial interest in such an insurer, receives substantial tangible benefit from the company, or is an officer or consultant of an insurance association.

HB 396: Public Project Subcontractor Amendments

Subcontractors on special projects must provide the general contractor and property owner with a current employee list, second-tier subcontractor information, zero estimated exposure policy notice and copy if applicable, ensure employees have photo identification, and provide estimated labor hours. General contractors and property owners must retain this information for three years and provide it to the division upon request.

Took effect 6 May 2026

SB 190: Workers' Compensation Modifications

Health care providers treating injured employees must comply with commission rules regarding fees for covered medical services, disclosure of medical records related to work-related injury claims, and reports to the division. Health care providers may not engage in balance billing. Employers and workers' compensation insurance carriers must file reports of work-related injuries and fatalities within time limits established by the commission.

Took effect 7 May 2025

HB 65: Firefighter Cancer Amendments

Public fire departments and public firefighting organizations must reimburse employed or contracted firefighters for out-of-pocket expenses for cancer screenings at the Rocky Mountain Center for Occupational and Environmental Health. Firefighters diagnosed with presumptive cancer who meet specified requirements are entitled to a rebuttable presumption that the cancer arose from firefighting service.

Took effect 1 July 2025

HB 111: Workers' Compensation Amendments

H 649: An act relating to captive insurance companies

Risk retention groups must not make loans to or invest in their members or affiliates, except for loans or investments in effect prior to January 1, 2026. Protected cells must file a statement under oath within 30 days after commencing business certifying requisite funding and collateral. Captive insurance companies must submit annual financial reports by specified deadlines using prescribed accounting principles.

Took effect 1 July 2026

HB 426: Workers' compensation; employer's offset in event of recovery.

When an employee recovers damages from a third party, the employer must pay the employee a percentage of each further entitlement equal to the ratio of total attorney's fees and costs to total third-party recovery until the accrued post-recovery entitlement equals the difference between gross recovery and the employer's compensation lien. Lifetime medical benefits and ongoing indemnity awards remain in full force. The employer's credit applies as a continuing pro rata reduction to benefits otherwise payable.

Took effect 1 July 2026

SB 771: Workers' compensation; burial expenses, annual adjustment.

Employers must pay burial expenses not exceeding $15,000 and reasonable transportation expenses not exceeding $1,000 to dependents of employees killed in work accidents. Beginning January 1, 2028, and annually thereafter, the Commissioner shall adjust these amounts by the percentage increase in the Consumer Price Index for all items, all urban consumers.

Took effect 1 July 2026

HB 1313: Workers' compensation; law-enforcement officers and firefighters, post-traumatic stress disorder.

Workers' compensation insurers must provide benefits for post-traumatic stress disorder, anxiety disorder, or depressive disorder incurred by law-enforcement officers and firefighters if a mental health professional diagnoses the condition as resulting from a qualifying event in the line of duty. Employers must make peer support available and refer officers and firefighters seeking mental health care to mental health professionals by January 1, 2021.

Takes effect 1 January 2027

HB 572: Uninsured Employer's Fund; administrative expenses.

A tax not to exceed one-half of one percent shall be assessed, collected and paid into the state treasury by the same persons and in the same manner as set forth in Chapter 10 of this title. The Comptroller of the Commonwealth shall hold this tax solely for payment of awards against the Uninsured Employer's Fund and related administrative costs. Administrative costs including third-party administrator fees, legal fees, medical audit fees, salaries and benefits shall be paid from the fund.

Took effect 1 July 2026

HB 1933: Workers' compensation; presumption as to death or disability from throat cancer.

Salaried or volunteer firefighters, Department of Emergency Management hazardous materials officers, and certain other law enforcement and emergency personnel who have completed five years of service and are diagnosed with throat cancer on or after July 1, 2025 are presumed to have an occupational disease covered by workers' compensation unless the employer overcomes this presumption by preponderance of competent evidence.

SB 920: Workers' compensation; presumption as to death or disability from throat cancer.

Salaried or volunteer firefighters, Department of Emergency Management hazardous materials officers, State Police Officers' Retirement System members, police officers, sheriffs, deputy sheriffs, Virginia Marine Police officers, conservation police officers, Capitol Police officers, special agents of the Virginia Alcoholic Beverage Control Authority, airport police officers, Virginia Port Authority police officers, campus police officers, and emergency medical services personnel who have completed five years of service and are diagnosed with throat cancer shall have that cancer presumed to be an occupational disease suffered in the line of duty covered by workers' compensation, unless overcome by preponderance of competent evidence to the contrary. Throat cancer includes cancer forming in the pharynx, larynx, adenoid, tonsil, esophagus, trachea, nasopharynx, oropharynx, or hypopharynx.

Took effect 1 July 2025

HB 2658: Local treasurers; increases maximum amount of surety bond required.

Courts or governing bodies fixing surety bond penalties for county treasurers or directors of finance must not exceed specified maximum bond amounts based on county population, ranging from $450,000 for counties with populations not more than 10,000 to $1,500,000 for counties with populations more than 100,000. Similar maximum bond amounts apply to city treasurers or directors of finance, ranging from $750,000 for cities under 100,000 population to $1,950,000 for cities over 100,000.

Took effect 1 July 2025

SB 5847: Concerning access to medical care in workers' compensation.

The department of labor and industries must establish minimum standards for health care providers treating injured workers and create a provider network. Network providers must follow evidence-based coverage decisions and treatment guidelines when medically appropriate. Employers are prohibited from requiring or inducing injured workers to seek treatment from specific providers.

SB 6136: Promoting transparency in certain industrial insurance rate increases.

The department of labor and industries must publish the actuarially indicated rate for each risk classification as part of its proposed premium rates. If the director limits the maximum premium rate increase for any risk classification below actuarial principles, the department must publish the limited classifications, their proposed rates, what rates would have been under actuarial principles, and the premium rate increases imposed on other risk classes.

HB 2304: Increasing the supply of condominiums by expanding the types of condominium buildings that may be subject to an express warranty of quality and express warranty insurance coverage.

Declarants and dealers of condominium units in buildings with 12 or fewer units and specified story limits must provide express warranty of quality and express warranty insurance coverage meeting stated requirements, rather than being subject to implied warranties of quality, if the unit is an accessory dwelling unit, contains no units physically above or below others, or meets other specified building configurations.

SB 5463: Concerning the duties of industrial insurance self-insured employers and third-party administrators.

Self-insured employers and third-party administrators must act in good faith and fair dealing with workers regarding all aspects of industrial insurance. They must not coerce workers to accept less than compensation due or fail to act in good faith regarding obligations under the title.

Took effect 1 January 2026

HB 1788: Concerning workers' compensation benefits.

For claims with injury or disease manifestation on or after July 1, 2026, the supervisor of industrial insurance must provide permanently totally disabled workers with one hundred percent of employer health care benefit payments and a percentage of wages excluding health care benefits based on marital and dependent status, ranging from sixty to seventy-five percent.

Took effect 1 July 2026

HB 1275: Establishing department authority to ensure payment is received from the self-insured employer after a self-insured group or municipal employer has their self-insurer certification withdrawn.

When the director terminates a self-insured employer's self-insurer status under RCW 51.14.080, the department shall pay the decertified self-insured employer's workers' compensation obligations. The decertified self-insured employer must reimburse the department all payments made through periodic charges not less than quarterly as determined by the director.

HB 1842: Allowing public utility districts to form, own, or use captive insurers.

Public utility districts established under Title 54 RCW may form, own, or use captive insurers in accordance with chapter 48.201 RCW. A public utility district may be a captive owner as defined in RCW 48.201.020. The act grants public utility districts authority to individually self-insure risks and jointly purchase insurance or reinsurance.

HB 5515: Relating to modernizing and updating workers’ compensation statutes.

Employers must report injuries to the insurance carrier or claims administrator within five days of receiving employee notice. The Insurance Commissioner, private carriers, and self-insured employers must determine compensability and enter orders granting temporary total disability benefits within 15 working days of receiving injury reports. Employers must provide wage information within 15 days or employees receive benefits at the statewide average weekly wage rate.

HB 2797: Relating to who may diagnose post-traumatic stress disorder as a compensable injury or disease under workers compensation