Maine insurance laws
What Maine has enacted on insurance, what each law requires, and what the bills still moving would do. Maine is one of 51 states that enacted an insurance law in the 2025 and 2026 sessions.
- Bills in scope
- 66bills in scope
- Past committee
- 35past committee
- Most recent action
- 29 April 2026most recent action
Insurance laws enacted in Maine
35 insurance laws enacted in the Maine Legislature in the 2025 and 2026 sessions, newest first. Each links to the legislature's own page.
- LD 1502An Act To Update The Requirements For Health Insurance Coverage Of Prostate Cancer ScreeningEnacted 15 April 2026
What it requires: Individual and group nonprofit hospital and medical services plans, individual insurance policies, group insurance policies, and health maintenance organization contracts must provide coverage for services for the early detection of prostate cancer (digital rectal examination and prostate-specific antigen test) if recommended by a physician at least once a year for men 50 years of age or older until age 72 when supported by the most recently published nationally recognized clinical practice guideline. These entities must not impose any deductible, copayment, coinsurance, or other cost-sharing requirement for these services.
Health coverage and plan regulation
- LD 582An Act To Require Health Insurance Carriers To Provide Coverage For Blood Testing For Perfluoroalkyl And Polyfluoroalkyl SubstancesEnacted 15 April 2026
What it requires: Carriers offering health plans in Maine must provide coverage for blood testing for perfluoroalkyl and polyfluoroalkyl substances recommended by a provider as medically necessary. Health plans may not impose deductibles, copayments, coinsurance, or other cost-sharing for such testing. These requirements apply to policies executed, delivered, issued, continued, or renewed on or after January 1, 2026.
Health coverage and plan regulation
- LD 2018An Act To Amend The Requirements Governing Self-Insurance Plans In The Paid Family And Medical Leave Benefits ProgramEnacted 13 April 2026
What it requires: The department shall allow multiple employers to share the cost of legal, accounting, surety and third-party administrator expenses under the paid family and medical leave benefits program. All employers approved to self-insure are strictly liable to pay all of their own claims notwithstanding any other financial arrangement.
Workers' compensation, surety and specialty lines
- LD 2071An Act To Expand Access To Vaccines Approved By The United States Food And Drug Administration By Allowing Pharmacists To Prescribe, Dispense And Administer Vaccines And Require Insurance CoverageEnacted 13 April 2026
What it requires: Carriers offering health plans in Maine must provide coverage for vaccines without deductible, copayment, coinsurance or other cost-sharing and must cover off-label vaccine use. The MaineCare program must reimburse vaccines with no copayments or out-of-pocket costs and must cover off-label vaccine use. Licensed pharmacists may prescribe, dispense and administer FDA-approved vaccines recommended by the CDC Advisory Committee on Immunization Practices to persons 18 years or older without a prescription.
Health coverage and plan regulation
- LD 2148An Act To Amend The Laws Governing The Health Insurance Premium Cap For State EmployeesEnacted 13 April 2026
What it does: This committee amendment incorporates a fiscal note into L.D. 2148, which amends the laws governing the health insurance premium cap for state employees.
Health coverage and plan regulation
What it requires: Administrators and pharmacy benefits managers must permit plan sponsors to conduct post-payment audits at least once per calendar year, with requests no earlier than 6 months after a previous audit. They must disclose specified claims data, fees, and revenue information within 30 business days to compliant plan sponsors or their designated business associates.
- LD 1970An Act To Amend The Laws Regarding Consent For Hiv Testing And Disclosure Of Related Medical Information For Insurance PurposesEnacted 19 March 2026
What it requires: Health care providers must obtain a patient's informed consent before performing an HIV test, except for repeated testing to monitor established infection. Patients must be informed orally or in writing about what HIV infection involves and the meaning of test results, and must have the opportunity to ask questions. Health care providers may disclose HIV test results to other health care providers working directly with the patient only for direct medical or dental care purposes.
Health coverage and plan regulation, Licensing, solvency and market conduct
- LD 2011An Act To Remove The Mainecare Program From The Prescription Drug Benefit Provisions In The Maine Insurance CodeEnacted 19 March 2026
What it does: Amends the definition of 'carrier' in the Maine Insurance Code to exclude the MaineCare program from prescription drug benefit provisions, while keeping the MaineCare program included in other carrier definitions.
Health coverage and plan regulation
- LD 2022An Act To Clarify The Setting Of Group Life Insurance Coverage Levels Under The Maine Public Employees Retirement SystemEnacted 19 March 2026
What it does: Clarifies that annual base compensation for setting group life insurance coverage levels under the Maine Public Employees Retirement System uses amounts reported on the previous year's federal wage and tax statement as of April 1st.
Life insurance and annuities
- LD 784An Act To Require Health Insurance Coverage For Specialized Risk Screening For First RespondersEnacted 11 January 2026
What it does: Creates a rebuttable presumption that a health insurance carrier failed to exercise ordinary care when denying coverage for specialized risk screening for first responders if their provider determined the screening is medically appropriate with meaningful preventive clinical benefit.
Health coverage and plan regulation
- LD 1361An Act To Require Insurance Coverage For Covered Dental Services Provided By Licensed Dental Hygienists And To Authorize Licensed Dental Hygienists To Bill Commercial Dental InsuranceEnacted 1 July 2025
What it requires: Insurers that issue individual dental insurance, group dental insurance, or health maintenance organization contracts including dental coverage must provide coverage for dental services performed by independent practice dental hygienists or dental hygienists licensed under Title 32, chapter 143 when those services are covered services under the contract and within the lawful scope of practice.
Health coverage and plan regulation
- LD 163An Act To Require Health Insurance Coverage For Federally Approved Nonprescription Oral Hormonal Contraceptives And Nonprescription Emergency ContraceptivesEnacted 1 July 2025
What it requires: Nonprofit hospital and medical services plans, insurers offering individual and group health policies, and health maintenance organizations must provide coverage for all federally approved nonprescription oral hormonal contraceptives and nonprescription emergency contraceptives without deductibles, coinsurance, copayments, or cost-sharing. Coverage must last 12 months and require no prescription.
Health coverage and plan regulation
What it requires: Carriers and utilization review organizations may not require enrollees to use step therapy protocols before providing coverage of FDA-approved prescription drugs for treatment of metastatic cancer and associated conditions. These requirements apply to health plans issued or renewed on or after January 1, 2026.
Health coverage and plan regulation
- LD 1906An Act To Improve Accountability And Understanding Of Data In Insurance TransactionsEnacted 1 July 2025
What it requires: Administrators and pharmacy benefits managers must provide plan sponsors with claims data within 20 business days of request, including high-cost claims data before payment and post-payment audit data at least once yearly. Plan sponsors own claims data. Administrators and pharmacy benefits managers cannot impose audit fees exceeding direct expenses or restrict audit scope. These requirements apply to contracts entered into, issued, amended, or renewed on or after January 1, 2026.
AI and data in underwriting and claims
- LD 82An Act To Amend The Workers' Compensation Laws By Extending Indefinitely The Presumption Applying To Law Enforcement Officers, Corrections Officers, E-9-1-1 Dispatchers, Firefighters And Emergency Medical Services Persons Diagnosed With Post-Traumatic Stress DisorderEnacted 1 July 2025
What it does: Removes the October 1, 2025 expiration date from the workers' compensation presumption for post-traumatic stress disorder diagnoses in law enforcement officers, corrections officers, E-9-1-1 dispatchers, firefighters, and emergency medical services persons, making the presumption indefinite.
Workers' compensation, surety and specialty lines
- LD 843An Act To Continue Funding For The Health Insurance Consumer Assistance ProgramEnacted 19 June 2025
What it does: Amends the reporting deadline for the Health Insurance Consumer Assistance Program from January 15th to January 31st and appropriates $300,000 annually for fiscal years 2025-26 and 2026-27 to fund the program through a designated nonprofit entity.
Health coverage and plan regulation
What it requires: A direct primary health care provider must not bill third parties on a fee-for-service or capitated basis for services covered in a direct primary health care service agreement. A direct primary health care service agreement must clearly disclose that services are not health insurance and fees may not be reimbursed or applied toward insurance deductibles. A carrier may not deny payment or apply greater cost-sharing based solely on referrals from out-of-network direct primary health care providers.
Health coverage and plan regulation
- LD 180An Act Regarding The Interactions Of Pharmacy Benefits Managers And So-Called 340B Entities And Reimbursements By Pharmacy Benefits Managers To PharmaciesEnacted 17 June 2025
What it requires: A carrier or a pharmacy benefits manager under contract with a carrier may not reimburse a pharmacy provider for a prescription drug or pharmacy service in an amount less than the reimbursement amount paid to a pharmacy provider affiliated with the carrier or pharmacy benefits manager for the same prescription drug or pharmacy service.
Health coverage and plan regulation
What it requires: Nonprofit hospital and medical care service organizations must not impose cost-sharing requirements on screening mammograms. Surplus lines producers must provide written notice in 16-point type on a separate document to applicants for nonadmitted insurer coverage, and maintain signed acknowledgments for five years. Workers' compensation insurance cannot be exported through the surplus lines market.
- LD 1580An Act To Prohibit Pharmacy Benefits Managers From Imposing Certain Fees And PricingEnacted 12 June 2025
What it requires: Carriers and pharmacy benefits managers may not engage in, facilitate, or contract for spread pricing in Maine. Spread pricing is any amount charged in excess of ingredient cost plus dispensing fee less pharmacy benefits management fee. Beginning December 31, 2026 and annually thereafter, carriers and pharmacy benefits managers must certify compliance to the superintendent.
Health coverage and plan regulation
- LD 1785An Act To Encourage Competition By Requiring Independent Health Care Provider Cost-Of-Living Adjustments In Health Insurance ContractsEnacted 12 June 2025
What it requires: Carriers offering health plans must include compensation increases in contracts with individual practices not affiliated with hospitals or group practices up to 25 members not affiliated with hospitals, reflecting Consumer Price Index for All Urban Consumers increases year-over-year for plans issued or renewed on or after January 1, 2026. Carriers may not reduce fees except to reflect changes to national relative value unit standards. Carriers may not alter reimbursement during 2025 to reduce baseline reimbursement to offset required compensation increases.
Health coverage and plan regulation
- LD 1800An Act To Prohibit Health Care Entities Providing Dental Plans From Requiring Dentists To Charge Fees For Uncovered ServicesEnacted 12 June 2025
What it requires: Insurers, health care service contractors, health maintenance organizations, and similar entities that cover dental care services may not require licensed dental care providers to provide uncovered services at a fee set by or subject to approval by the regulated entity. Third-party administrators may not make available dental plans that set fees for uncovered services by dental care providers in their network. Fees for covered services must be set in good faith and may not be nominal.
Health coverage and plan regulation
- LD 1834An Act To Allow Dental Care Providers To Opt In To Receive Claim Reimbursement Payments Made By Virtual Credit CardsEnacted 12 June 2025
What it requires: Upon request by a health care provider, a carrier shall provide the health care provider a method for making a claims payment using an electronic funds transfer through the automated clearinghouse network. The term health care provider includes persons licensed to provide dental care services, and carrier includes insurers that provide dental insurance.
Health coverage and plan regulation
What it requires: A licensed insurance producer who employs an apprentice insurance producer licensee must supervise the apprentice and assume responsibility for all acts of the apprentice for a period not to exceed 10,000 hours. An individual may not act as an apprentice insurance producer without a license issued by the superintendent.
Licensing, solvency and market conduct
- LD 1310An Act To Amend The Laws Governing Insurance Coverage Of Preventive And Primary Health ServicesEnacted 9 June 2025
What it requires: Individual or small group health plans and group health plans with effective dates on or after January 1, 2023 must provide coverage without cost sharing for the first primary care office visit and first behavioral health office visit in each plan year. Plans may not apply copayments to behavioral health office visits that exceed copayments for primary care office visits.
Health coverage and plan regulation
What it requires: Producers must adequately disclose eight categories of information to applicants before accepting initial premium or deposit for pre-need insurance funding a prearranged funeral service or plan, including the policy's involvement, relationships, guarantees, goods and services with pricing, and compensation. Funeral homes may not solicit prearranged funeral agreements except through permitted contact or general advertising.
Life insurance and annuities
- LD 1413An Act To Amend Laws Governing Hearing Aid Dealers And Health Insurance To Allow An Exception To Certain Hearing Examination RequirementsEnacted 30 May 2025
What it requires: Health insurers offering individual health policies, group health insurance policies, and health maintenance organization policies may not deny or delay coverage for replacement hearing aids solely because the individual is too ill or infirm to safely attend a hearing examination. Hearing aid dealer-licensees may sell and furnish replacement hearing aids without evidence of recent examination if the purchaser typically wears a hearing aid, seeks replacement of lost or broken aid with same specifications, and is too ill or infirm to safely attend examination.
Health coverage and plan regulation
- LD 848An Act Regarding The Retired County And Municipal Law Enforcement Officers And Municipal Firefighters Health Insurance ProgramEnacted 29 May 2025
What it requires: The division shall provide electronic briefings regarding the program every 2 months to newly hired county or municipal law enforcement officers or municipal firefighters who are eligible to enroll. From October 1, 2025 to November 30, 2025, county or municipal law enforcement officers or municipal firefighters employed in those positions who previously elected not to enroll may elect to enroll in the program.
Health coverage and plan regulation
- LD 1276An Act To Align Intrastate Commercial Motor Vehicle Insurance Requirements With Federal StandardsEnacted 23 May 2025
What it requires: Insurers must provide a combined single limit of $750,000 for intrastate commercial motor vehicle liability insurance policies. This requirement applies to all policies executed, delivered, issued for delivery, continued or renewed in Maine on or after January 1, 2026.
Auto insurance
- LD 270Resolve, Regarding Legislative Review Of Portions Of Chapter 850: Health Plan Accountability, A Major Substantive Rule Of The Department Of Professional And Financial Regulation, Bureau Of InsuranceEnacted 23 May 2025
What it does: Authorizes final adoption of the Department of Professional and Financial Regulation's Chapter 850 Health Plan Accountability rule only if two amendments are made: replacing name and title requirements with credential attestations and non-involvement confirmations, plus carrier contact information requirements in adverse decision notices.
Health coverage and plan regulation, Licensing, solvency and market conduct
What it requires: Casualty insurers must make medical payments coverage assignable only by written agreement between the insured and the insurer on a form prescribed or approved by the superintendent. Benefits under medical payments coverage must be applied as directed by the insured.
Auto insurance
- LD 1195An Act To Amend The Provisions Of The Maine Workers' Compensation Act Of 1992 Governing Requirements For Self-InsurersEnacted 25 April 2025
What it requires: Self-insurers must post security approved by the Superintendent of Insurance, which may include surety bonds, irrevocable standby letters of credit, cash deposits, acceptable securities, or actuarially determined fully funded trusts. Group self-insurers may use irrevocable standby letters of credit only up to the difference between required confidence level funding and funding reduced by 10 percentage points, provided trust assets are not used as collateral.
Workers' compensation, surety and specialty lines
What it requires: A health insurance carrier may not require an air ambulance service provider that is a nonprofit organization to obtain prior authorization before transporting an enrollee to a hospital or between hospitals for urgent care.
Health coverage and plan regulation
- LD 720An Act To Protect Federal Home Loan Banks That Lend Money To Insurer Members That Become DelinquentEnacted 25 March 2025
What it requires: A federal home loan bank must repurchase excess capital stock held by an insurer member within 7 days of receiving a redemption request, subject to federal law and capital plan constraints. Within 10 days of a receiver's appointment, the federal home loan bank must provide the superintendent a process and timeline for releasing collateral, paying fees, and redeeming stock. Upon superintendent request, the federal home loan bank must provide loan renewal or restructuring options.
Licensing, solvency and market conduct
- LD 131An Act To Eliminate The Provision Of The Maine Workers' Compensation Act Of 1992 That Allows An Employer Member Of A Group Self-Insurer To Insure Its Employees Through A Fronting ArrangementEnacted 18 March 2025
What it does: Repeals provisions of the Maine Workers' Compensation Act of 1992 that authorize employer members of group self-insurers to use fronting company arrangements to insure their employees.
Workers' compensation, surety and specialty lines
Insurance in Maine, by topic
Health coverage and plan regulation
41 bills, 22 enacted. Enacted in 47 states.
Licensing, solvency and market conduct
10 bills, 4 enacted. Enacted in 47 states.
Auto insurance
5 bills, 2 enacted. Enacted in 29 states.
Workers' compensation, surety and specialty lines
4 bills, 4 enacted. Enacted in 45 states.
Life insurance and annuities
2 bills, 2 enacted. Enacted in 24 states.
AI and data in underwriting and claims
2 bills, 1 enacted. Enacted in 12 states.
Property, catastrophe and climate risk
2 bills. Enacted in 31 states.
Insurance bills in Maine
The bills not yet law, furthest along first, with what each would do.
35Enacted
31Introduced or inactive
66 bills in scope
Introduced or inactive
25 of 31 shown
What it would do: Requires MaineCare and individual, group, and HMO health insurance policies to cover biomarker testing for diagnosis, treatment, management or monitoring of disease when supported by FDA approval, CMS coverage determinations, or nationally recognized clinical practice guidelines, effective January 1, 2026.
What it would do: Requires health insurance carriers to keep prior authorizations for chronic condition treatments valid for one year or the treatment duration, whichever is longer, and prohibits renewal more frequently than every 3 years for treatments lasting over one year.
What it would do: Increases insurance reimbursement rates for ambulance and nontransporting emergency medical services from 200% to 300% of Medicare rates for in-network providers and from 180% to 280% for out-of-network providers, effective January 1, 2027.
What it would do: Establishes a 22-member Commission to Study Health Insurance Costs and Fair Pricing in Health Care to examine cost drivers and develop policy recommendations, with a report due to the Legislature by November 4, 2026.
What it would do: Establishes the Health Care Premium Stabilization Fund to provide state subsidies offsetting expired federal premium tax credits for Maine Health Insurance Marketplace enrollees, and appropriates $65.3 million total: $25.3 million for the fund and $40 million for the Maine Guaranteed Access Reinsurance Association.
What it would do: Requires the Maine Guaranteed Access Reinsurance Association to report annually to the Legislature on solvency and board recommendations regarding assessments. Establishes state funding of 1.5% of fully insured medical insurance premiums to the association beginning July 1, 2027.
What it would do: Exempts nonprofit agricultural membership organizations that have existed since December 31, 1951 from insurance regulations if they provide health care benefits to farmers and file annual actuarial statements, provided they disclose non-insurance status and establish complaint procedures.
What it would do: Beginning January 1, 2026, requires health insurance carriers using artificial intelligence for medical review or utilization review determinations to base decisions on individual clinical circumstances, prohibit discrimination, and ensure denials are made by a clinical peer competent to evaluate the specific clinical issues.
What it would do: Voids and makes unenforceable any contract provision that transfers liability for a party's own negligence or intentional acts to another party, with exceptions for insurance policies, surety bonds, and assumption of risk agreements, applying to contracts entered into or renewed on or after January 1, 2026.
What it would do: Requires health insurance carriers to submit quarterly reports to the superintendent beginning in 2026 identifying denied claims and prior authorizations with the five most common denial reasons. The superintendent must submit an annual report to the legislature combining carrier data with federal Affordable Care Act denial information.
What it would do: Beginning January 1, 2026, prohibits health care providers and insurance carriers from including anti-steering, anti-tiering, or all-or-nothing clauses in their contracts. Allows carriers and the Attorney General to enforce these prohibitions through civil action and penalties up to $100,000 per violation.
What it would do: Requires the Bureau of Insurance to establish a liaison program providing consumer assistance related to coverage and claims from self-insured entities, including information, complaint processes, and referrals to regulatory authorities.
What it would do: Prohibits health care entities from denying services based on payment method or insurance status. Requires disclosure of discounted cash prices, free itemized bills within 30 business days, and charges to uninsured patients not exceeding the lesser of Medicare rates or lowest contracted rates.
What it would do: Requires insurers and health maintenance organizations to cover outpatient counseling services from licensed counseling professionals at minimum 150% of MaineCare rates, without discrimination or arbitrary reductions, prior authorization, or clinically unjustified restrictions, effective January 1, 2026.
What it would do: Requires insurers writing over $10,000,000 in direct premiums in Maine to annually report climate risk mitigation plans, investments, and underwriting in fossil fuels, and to divest from fossil fuel companies and projects by September 15, 2030.
What it would do: Requires the Department of Health and Human Services to establish a managed care program for MaineCare services by contracting with 3 managed care organizations to provide integrated coverage of physical health, behavioral health, pharmacy, and dental services, with enrollment beginning February 1, 2029.
What it would do: Establishes All Maine Health as an independent executive agency to provide comprehensive health care services to all Maine residents through the All Maine Health Plan, funded by income-based premiums and a business health tax, contingent on legislative and federal approval.
What it would do: This concept draft proposes to convene a stakeholder group to study the long-term solvency of the Maine Guaranteed Access Reinsurance Association and make recommendations to the Legislature regarding solutions to ensure the association remains solvent.
What it would do: This is a concept draft that proposes to regulate the use of prior authorization for health care provider services, but the specific regulatory provisions are not included in the text provided.
What it would do: Expands eligibility for the State's group health plan to include any employee or member of the Maine Association for the Education of Young Children or successor organization.
What it would do: Increases the commercial insurance reimbursement rate for ambulance services from 200% to 400% of the Medicare rate, whichever is less, for both participating network providers and applies to both basic and advanced life support services.
What it would do: Adds employees of the Maine Association of Retirees or its successor organization to the list of individuals eligible to participate in the state employee health insurance program.
What it would do: Beginning January 1, 2026, prohibits health insurance carriers from denying claims or coverage based solely on artificial intelligence and requires a licensed Maine physician to conduct utilization review before any denial or payment reduction. Requires carriers to report quarterly and the bureau to report annually on artificial intelligence use.
What it would do: Allows the Secretary of State to grant exemptions from automobile insurance requirements for qualifying religious organizations whose religion prohibits insurance, provided they meet specific criteria including federal tax exemption status, financial solvency, and deposit $250,000 or more in security with the Treasurer of State.
What it would do: Repeals the requirement that motor vehicle liability insurance policies cover towing and storage charges up to $500 per accident and removes the section of law establishing that coverage requirement.
Showing the 25 furthest along of 31. Subscribers see all of them, filtered and searchable. Bill titles link to the Maine Legislature's own page.
What counts as insurance legislation
In scope: Health coverage and plan regulation; auto; property and catastrophe; life and annuities; aI and data in underwriting; workers' compensation and specialty lines; and licensing, solvency and market conduct.
Questions
Does Maine have an insurance law?
Yes. Maine enacted 35 insurance laws in the 2025 and 2026 sessions, among them LD 1502, LD 582 and LD 2018. Each is listed on this page with what it requires.
When do Maine's insurance laws take effect?
LD 378 on 1 July 2026. The others have no single date in their text.
What does Maine legislate on most in insurance?
Health coverage and plan regulation (41 bills), Licensing, solvency and market conduct (10 bills) and Auto insurance (5 bills).
Are these summaries reviewed by a lawyer?
No. Which bills count as Insurance bills, and the line on what each law requires or each bill would do, are drafted by software from the bill's own text and not reviewed by an attorney. Every bill links to the legislature's own record: read the text before relying on it. The list covers bills from the 2025 and 2026 sessions.
Other practice areas in Maine
- AI in Maine14
- Alcohol in Maine18
- Cannabis in Maine46
- Children's Online Safety in Maine3
- Cybersecurity in Maine3
- Data center and energy in Maine3
- Data Privacy in Maine7
- Employment in Maine82
- Healthcare in Maine156
- Intellectual Property in Maine3
- Packaging and PFAS in Maine29
- Payments and fintech in Maine11
- Rental housing in Maine25
- Tobacco and nicotine in Maine7
- Transportation in Maine7
- All jurisdictions
Insurance legislation in other jurisdictions
52 more currently hold bills in this tracker
- New Jersey539
- New York481
- Texas314
- Massachusetts246
- Connecticut230
- Louisiana214
- Maryland208
- Missouri197
- Hawaii190
- Rhode Island188
- Mississippi187
- Florida185
- West Virginia175
- Illinois174
- Virginia158
- Montana155
- Oklahoma152
- Pennsylvania152
- California146
- Michigan137
- Iowa127
- Georgia112
- Kentucky109
- Tennessee99
- Indiana93
- Arizona91
- South Carolina86
- North Carolina80
- Minnesota78
- Oregon74
- Ohio70
- Utah70
- Arkansas68
- Washington67
- Kansas66
- New Hampshire63
- Nebraska60
- New Mexico59
- Colorado56
- Nevada54
- Congress48
- Wisconsin48
- Idaho47
- Alaska38
- Alabama32
- Delaware30
- North Dakota29
- Vermont29
- South Dakota21
- District of Columbia8
- Puerto Rico6
- Wyoming4
Know when Maine's insurance law changes
An alert when a bill moves, and one report a month on what changed in every state and Congress.