Kansas insurance laws

What Kansas has enacted on insurance, what each law requires, and what the bills still moving would do. Kansas is one of 51 states that enacted an insurance law in the 2025 and 2026 sessions.

Bills in scope
66bills in scope
Past committee
17past committee
Most recent action
10 April 2026most recent action

Insurance laws enacted in Kansas

13 insurance laws enacted in the Kansas Legislature in the 2025 and 2026 sessions, newest first. Each links to the legislature's own page.

  • HB 2042Authorizing the adoption of certain rules and regulations related to hazardous waste monitoring and permit application fees by the Kansas department of health and environment.Took effect 1 January 2026

    What it requires: Title insurance agents handling escrow, settlement, or closing accounts must file a $100,000 surety bond or irrevocable letter of credit with the commissioner. Title agents must make audit reports available for inspection upon request rather than submitting them annually. Controlled business restrictions are eliminated in counties with populations of 10,000 or less.

  • HB 2323Establishing procedures for a civil action instituted by the commissioner of insurance related to fraudulent insurance acts, providing that expunged criminal records will be disclosed in any application for licensure as an insurance producer or public adjuster if the arrest, conviction or diversion is for a fraudulent insurance act and including automobile assigned claims plans in provisions related to fraudulent insurance acts.Enacted 9 April 2026

    Licensing, solvency and market conduct

  • HB 2509Allowing licensed physical therapists to perform certain capillary blood tests, adding advanced practice registered nurse to the definition of healthcare provider for purposes of the healthcare provider insurance availability act, adding an advanced practice registered nurse position to the board of governors of the healthcare stabilization fund and requiring advance practice registered nurses to maintain professional liability insurance as a condition of active licensure.Enacted 9 April 2026

    What it requires: Licensed physical therapists may perform CLIA-waived capillary blood tests limited to lactate and blood glucose for muscle metabolism, exercise tolerance, or rehabilitation assessment. Advanced practice registered nurses must maintain professional liability insurance as a condition of active licensure commencing January 1, 2028, unless initial surcharge exceeds 15%.

    Licensing, solvency and market conduct

  • SB 20Enacting the Kansas consumer prescription protection and accountability act and providing for regulation and registration of pharmacy benefits managers.Enacted 9 April 2026

    Health coverage and plan regulation

  • SB 23Requiring agents and insurers to respond to inquiries from the commissioner of insurance within 14 calendar days and authorizing certain rebate pilot programs to exceed one year in duration.Enacted 9 April 2026

    Licensing, solvency and market conduct

  • SB 271Updating income eligibility requirements for the state children's health insurance program and requiring the Robert G. (Bob) Bethell joint committee on home and community based services and KanCare oversight hold meetings each quarter.Enacted 9 April 2026

    What it requires: The secretary of health and environment shall develop and implement a capitated managed care plan for Kansas children ages zero to 19 that provides coverage for children in households with gross income at or under 250% of the 2008 federal poverty income guidelines, subject to appropriations and eligibility requirements including citizenship verification.

  • SB 55Prohibiting the assignment of benefits under certain property and casualty insurance contracts and defining such assignment of benefits as an unfair method of competition and unfair or deceptive act or practice.Enacted 9 April 2026

    Property, catastrophe and climate risk, Licensing, solvency and market conduct

  • HB 2540Exempting contingent deferred annuities from certain requirements of the standard nonforfeiture law for individual deferred annuities act and authorizing the commissioner of insurance to establish nonforfeiture benefits for such contingent deferred annuities through rules and regulations.Enacted 23 March 2026

    What it requires: The commissioner of insurance must prescribe nonforfeiture benefits for contingent deferred annuities through adoption of rules and regulations. These benefits must be equitable to the policyholder, appropriate given the risks insured, and consistent with the standard nonforfeiture law for individual deferred annuities act to the extent possible. Contingent deferred annuities are exempted from provisions of K.S.A. 40-4,103 through 40-4,108.

    Life insurance and annuities

  • HB 2045Reducing certain license fees and training requirements for child care staff, creating a process for day care facility licensees to apply for temporary waiver of certain statutory requirements, authorizing the secretary of health and environment to develop and operate pilot programs to increase child care availability or capacity, transferring certain child care programs to the Kansas office of early childhood and creating day care licensing duties of the director of early childhood.Enacted 11 April 2025

    What it requires: Insurers and rating organizations must cooperate in preparing equitable apportionment plans for automobile liability, workers compensation, professional liability, and assigned claims. Governing boards for these plans are reduced in size and composition effective January 1, 2026. The committee on surety bonds and insurance meets less frequently.

    Licensing, solvency and market conduct

  • HB 2039Adding maternity center to the definition of healthcare provider for purposes of the healthcare provider insurance availability act, amending definitions in the Kansas credentialing act to provide that certain entities providing physical therapy, occupational therapy and speech-language pathology are not home health agencies, clarifying that the authorized activities of paramedics, advanced emergency medical technicians, emergency medical technicians and emergency medical responders may be authorized upon the order of a healthcare professional, permitting certain ambulance services to offer service for less than 24 hours per day, every day of the year, and requiring entities that control automated external defibrillators to register the device with the emergency medical services board.Enacted 10 April 2025
  • HB 2050Authorizing the commissioner of insurance to set the amount of certain fees and cause the publication of such fees in the Kansas register, authorizing the commissioner to reduce the number of board members on certain insurance-related boards, renaming the Kansas insurance department as the Kansas department of insurance, renaming the office of the securities commissioner as the department of insurance, securities division, renaming the securities commissioner as the department of insurance, assistant commissioner, securities division and eliminating the requirement of senate confirmation for appointees to such position, requiring the commissioner of insurance to maintain a list of eligible nonadmitted insurers and authorizing such nonadmitted insurers to transact business in Kansas with vehicle dealers and to provide excess coverage insurance on Kansas risks.Enacted 10 April 2025

    Health coverage and plan regulation, Licensing, solvency and market conduct

  • HB 2334Enacting the Kansas protected cell captive insurance company act, providing for the redomestication of a foreign or alien captive insurance company and updating certain terms, requirements and conditions of the captive insurance act, reducing insurance company premium tax rates, creating parity between the insurance agent and public adjuster licensing requirements, authorizing insurers to file certain travel insurance policies under the accident and health line of insurance and authorizing the commissioner of insurance to select and announce the version of certain instructions, calculations and documents in effect for the upcoming calendar year and cause such announcement to be published in the Kansas register not later than December 1 of the current year.Enacted 10 April 2025

    Workers' compensation, surety and specialty lines, Licensing, solvency and market conduct

  • SB 42Providing for the establishment of a web-based online insurance verification system for the verification of evidence of motor vehicle liability insurance, eliminating the requirement that the commissioner of insurance submit certain reports to the governor and requiring certain reports be available on the insurance department's website, removing certain entities from the definition of person for the purpose of enforcing insurance law, requiring that third party administrators maintain separate fiduciary accounts for individual payors and prohibiting the commingling of funds held on behalf of multiple payors, requiring the disclosure to the commissioner of insurance of any bankruptcy petition filed by or on behalf of such administrator pursuant to the United State bankruptcy code, requiring title agents to make their reports available for inspection upon request of the commissioner of insurance instead of submitting such reports annually, standardizing the amount of surety bonds filed with the commissioner of insurance at $100,000 and eliminating the small business exemption in certain counties.Enacted 10 April 2025

    What it requires: Each property and casualty insurance company licensed to issue motor vehicle liability insurance in Kansas must provide verification of liability insurance for every motor vehicle insured in Kansas through the commissioner's web-based insurance verification system. The commissioner must establish this system by July 1, 2026, following a nine-month testing period.

    Auto insurance, Workers' compensation, surety and specialty lines, Licensing, solvency and market conduct

Insurance in Kansas, by topic

Insurance bills in Kansas

The bills not yet law, furthest along first, with what each would do.

13Enacted

2Cleared both chambers

2Past committee

49Introduced or inactive

66 bills in scope

Cleared both chambers

2

SB 244House Substitute for SB 244 by Committee on Judiciary - Requiring the designation of multiple-occupancy private spaces in public buildings for use by only one sex and imposing criminal and civil penalties for violations, defining the term "gender" to mean biological sex at birth for purposes of statutory construction, directing the division of vehicles to invalidate and reissue driver's licenses when necessary to correct the gender identification on such licenses and directing the office of vital statistics to invalidate and reissue birth certificates when necessary to correct the sex identification on such certificates.Vetoed

What it would do: Amends bail bond regulations to require compensated sureties to collect at least half the minimum 10% appearance bond premium upfront in specified forms and prohibits sureties from providing loans for that required portion, which must instead come from licensed financial institutions with which the surety has no affiliation.

SB 63Enacting the help not harm act, restricting use of state funds to promote gender transitioning, prohibiting healthcare providers from providing gender transition care to children whose gender identity is inconsistent with the child's sex, authorizing a civil cause of action against healthcare providers for providing such treatments, requiring professional discipline against a healthcare provider who performs such treatment, prohibiting professional liability insurance from covering damages for healthcare providers that provide gender transition treatment to children and adding violation of the act to the definition of unprofessional conduct for physicians.Vetoed

Past committee

2

SB 422Reorganizing certain provisions that apply to foreign insurance companies seeking authorization to do business in Kansas, authorizing the suspension or revocation of a nonresident agent's license without notice and opportunity for a hearing following notification to the commissioner of insurance that such nonresident agent no longer holds a home state license and requiring agents and public adjusters to respond to inquiries from the commissioner.Passed chamber

What it would do: Reorganizes provisions for foreign insurance companies seeking authorization in Kansas. Allows suspension or revocation of nonresident agent licenses without notice or hearing 30 days after notification they no longer hold a home state license. Requires agents and public adjusters to respond to commissioner inquiries within 14 calendar days.

HB 2071Enacting the help not harm act to restrict the use of state funds to promote gender transitioning, prohibit healthcare providers from providing gender transition whose gender identity is inconsistent with the child's sex, authorize a civil cause of action against healthcare providers for providing such treatments, require professional discipline against a healthcare provider who performs such treatment and prohibit professional liability insurance from covering damages for healthcare providers that provide gender transition treatment to children and adding violation of the act to the definition of unprofessional conduct for physicians.Passed committee

Introduced or inactive

21 of 49 shown

HB 2046Authorizing insurers to file certain travel insurance policies under the accident and health line of insurance.DeadHB 2047Providing for the establishment of an online insurance verification system for the verification of evidence of motor vehicle liability insurance.DeadHB 2048Eliminating the requirement that the commissioner submit certain reports to the governor and removing certain specific entities from the definition of person for the purpose of enforcing insurance law.DeadHB 2049Updating public adjuster and insurance agent statutes pertaining to suspension, revocation, denial of licensure and licensure renewal.DeadHB 2087Authorizing certain nonadmitted insurers to transact certain business in Kansas and requiring the commissioner of insurance to maintain a list of eligible nonadmitted insurers.DeadHB 2128Authorizing the commissioner of insurance to select and announce the version of certain instructions, calculations and documents in effect for the upcoming calendar year and cause such announcement to be published in the Kansas register, allowing certain life insurers to follow health financial reports and adopting certain provisions from the national association of insurance commissioners holding company system regulatory act relating to group capital calculations and liquidity stress testing.DeadHB 2199Authorizing the Kansas state employees health care commission to provide insurance coverage for certain allergen introduction dietary supplements for infants under the state health care benefits program and requiring the commission to submit an impact report to the legislature if such coverage is provided.DeadHB 2245Transferring officers, employees, powers, duties and functions relating to the state health care benefits program from the division of the state employee health benefits plan of the department of administration to the insurance department, establishing the commissioner of insurance as the chairperson of the Kansas state employees health care commission, providing that all management functions of such commission be administered by the commissioner of insurance and eliminating a pilot program regarding employer contributions for certain children.DeadHB 2247Prohibiting certain terms in a contract between a health insurer and a dentist and requiring that reviews, audits or investigations of healthcare providers be completed within six months.DeadHB 2296Requiring that certain health insurance plans impose a no-cost sharing requirement for a diagnostic or supplemental breast cancer examination for breast cancer imposed on an insured.DeadHB 2341Requiring that sureties for bonds secured for the purpose of clearing contractors liens against property be licensed to do business in Kansas, providing that district courts award attorney fees and costs to successful claimants that demanded payment by the principal and surety prior to filing suit and did not receive payment and requiring a pretrial hearing in such a suit for the purpose of a preliminary finding by the court of whether the surety should pay the amount of the claim to the claimant or alternatively pay such amount into an account to be held by the court.DeadHB 2351Amending the uniform arbitration act of 2000 to make certain agreements to appraise or arbitrate in contracts of insurance invalid and creating exceptions therefor.DeadHB 2364Prohibiting certain health insurers from requiring cost-sharing for nonopioid prescription drugs or providing less favorable coverage for such drug than that for opioid or narcotic prescription drugs for the treatment of pain.Dead
HB 2430Enacting the insurance savings account act, allowing individuals and corporations to establish insurance savings accounts with certain financial institutions, providing eligible expenses, requirements and restrictions for such accounts and establishing addition and subtraction modifications under the Kansas income tax act.Dead

What it would do: Creates insurance savings accounts allowing individuals to contribute up to $6,000 annually and corporations up to $25,000 annually to pay insurance premiums and deductibles, with tax modifications for contributions and earnings under Kansas income tax law.

HB 2461Prohibiting public adjusters from negotiating for or effectuating the settlement of any insurance claim relating to residential lines of insurance.Dead

What it would do: Prohibits public adjusters from negotiating for or settling insurance claims arising from residential and personal lines of insurance, limiting their practice to commercial lines insurance only.

HB 2526Establishing restrictions on the use of step therapy protocols by health insurance plans.Dead

What it would do: Prohibits health benefit plans from requiring step therapy protocols for FDA-approved prescription drugs treating advanced, metastatic cancer and associated conditions when the drug is consistent with best practices and supported by peer-reviewed evidence.

HB 2549Mandating insurance coverage of pediatric acute-onset neuropsychiatric syndrome (PANS) and pediatric autoimmune neuropsychiatric disorders associated with streptococcal infections (PANDAS).Dead

What it would do: Requires all individual and group health insurance policies, medical service plans, HMOs, and the state health care benefits program to provide coverage for diagnosis and prescribed treatment of PANS and PANDAS, effective January 1, 2027.

HB 2551Enacting the Kansas pharmacy services administrative organization act.Dead

What it would do: Requires pharmacy services administrative organizations negotiating with PBMs or third-party payers on behalf of Kansas pharmacies to obtain a license from the insurance commissioner, disclose ownership, pass through remittances timely, and comply with various contract and operational requirements, with penalties up to $500 per day for noncompliance.

HB 2556Prohibiting certain terms in a contract between a health insurer and a dentist and requiring that reviews, audits or investigations of healthcare providers concerning healthcare provider claims be completed within six months.Dead

What it would do: Prohibits health insurers and dental benefit plans from denying claims for prior-authorized procedures except for specific reasons, limits dentist contract terms regarding non-covered services, and requires reviews or audits of healthcare provider claims be completed within six months.

HB 2564Providing for the election of alternative payment methods by a dental provider and allowing such payment method to remain in force for the duration of a contract with a dental benefit plan.Dead

What it would do: Prohibits dental benefit plans from restricting payment methods to dentists to credit cards only, requires express written acceptance from dentists before using electronic funds transfer or credit card payments, and allows selected payment methods to remain in effect until the dentist chooses otherwise or a new contract begins.

HB 2566Enacting the every body can move act to mandate the coverage and payment for prosthetic and orthotic devices in health insurance policies.Dead

What it would do: Requires all individual and group health insurance policies to cover prosthetic and orthotic devices at least as comprehensively as Medicare, including devices for daily activities, physical activities, and bathing, along with materials, instruction, and replacements based on medical necessity, effective January 11, 2027.

Showing the 25 furthest along of 53. Subscribers see all of them, filtered and searchable. Bill titles link to the Kansas Legislature's own page.

What LawSignals covers

What counts as insurance legislation

In scope: Health coverage and plan regulation; auto; property and catastrophe; life and annuities; aI and data in underwriting; workers' compensation and specialty lines; and licensing, solvency and market conduct.

Questions

Does Kansas have an insurance law?

Yes. Kansas enacted 13 insurance laws in the 2025 and 2026 sessions, among them HB 2042, HB 2323 and HB 2509. Each is listed on this page with what it requires.

When do Kansas's insurance laws take effect?

HB 2042 on 1 January 2026. The others have no single date in their text.

Which insurance bills are moving in Kansas?

4 bills not yet law have passed a committee or a chamber, the furthest along SB 244 (vetoed), SB 63 (vetoed) and SB 422 (passed chamber).

What does Kansas legislate on most in insurance?

Health coverage and plan regulation (33 bills), Licensing, solvency and market conduct (30 bills) and Workers' compensation, surety and specialty lines (6 bills).

Are these summaries reviewed by a lawyer?

No. Which bills count as Insurance bills, and the line on what each law requires or each bill would do, are drafted by software from the bill's own text and not reviewed by an attorney. Every bill links to the legislature's own record: read the text before relying on it. The list covers bills from the 2025 and 2026 sessions.

Other practice areas in Kansas

Insurance legislation in other jurisdictions

52 more currently hold bills in this tracker

Know when Kansas's insurance law changes

An alert when a bill moves, and one report a month on what changed in every state and Congress.

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