Kansas payments and fintech laws

What Kansas has enacted on payments and fintech, what each law requires, and what the bills still moving would do. Kansas is one of 42 states that enacted a payments and fintech law in the 2025 and 2026 sessions.

Bills in scope
6bills in scope
Past committee
1past committee
Most recent action
10 April 2026most recent action

Payments and fintech laws enacted in Kansas

One payments and fintech law enacted in the Kansas Legislature in the 2025 and 2026 sessions, newest first. Each links to the legislature's own page.

  • HB 2591Authorizing financial institutions to report suspected financial exploitation of an adult account holder to a designated agency, notify any adult designated as a trusted contact by such account holder of suspected financial exploitation and place a temporary hold on certain transactions or disbursements. Enacting the virtual currency kiosk consumer protection act, providing definitions, and establishing requirements for virtual currency kiosk operators. Prohibiting the office of the state bank commissioner or any other state agency from becoming a receiver for a technology-enabled fiduciary financial institution that becomes insolvent or declares bankruptcy. Providing that earned wage access service registrants are subject to the Kansas financial institutions information security act, and eliminating certain stipulations relating to the payment of negotiable instruments on Saturday afternoons or holidays.Enacted 9 April 2026

    What it requires: Financial institutions may report suspected financial exploitation of adult account holders to designated agencies and notify trusted contacts. Financial institutions may place temporary holds on transactions for up to 10 business days if they reasonably believe the transaction furthers financial exploitation, extendable to 30 business days if requested by investigating agencies.

    Virtual currency and crypto kiosks, Earned wage access, Payment fraud and scams

Payments and fintech in Kansas, by topic

Payments and fintech bills in Kansas

The bills not yet law, furthest along first, with what each would do.

1Enacted

5Introduced or inactive

6 bills in scope

Introduced or inactive

5

HB 2089Enacting the consumer inflation reduction and tax fairness act and exempting the portion of a credit card transaction constituting a tax or gratuity from assessment of the fee charged by the card issuer.DeadHB 2337Imposing a fee on each international transaction by a money transmitter by wire, allowing the state bank commissioner to assess penalties for the nonpayment of such fee, providing for the distribution of such fee and penalty moneys, establishing the criminal litigation fund, wire transfer fee fund and prosecutor and law enforcement grant fund and creating a misdemeanor crime of unlawful transmission of a wire transfer and providing criminal penalties therefor.Dead
HB 2564Providing for the election of alternative payment methods by a dental provider and allowing such payment method to remain in force for the duration of a contract with a dental benefit plan.Dead

What it would do: Prohibits dental benefit plans from restricting payment methods to dentists to credit cards only, requires express written acceptance from dentists before using electronic funds transfer or credit card payments, and allows selected payment methods to remain in effect until the dentist chooses otherwise or a new contract begins.

SB 248Requiring criminal history record check information relating to hemp producers to be sent to the state fire marshal, updating the fingerprinting language for the state banking commissioner for money transmitters and earned wage access services providers and authorizing the state gaming agency and attorney general to have access to more criminal history record information.Dead

What it would do: Requires hemp producers to submit to fingerprinting and criminal history checks by the state fire marshal, updates fingerprinting language for money transmitter and earned wage access applicants, and authorizes the attorney general and state gaming agency to receive expanded criminal history record information.

SB 410Providing that earned wage access service registrants are subject to the Kansas financial institutions information security act.Dead

What it would do: Adds earned wage access service registrants to the list of covered entities subject to the Kansas financial institutions information security act, requiring them to comply with information security standards consistent with 16 C.F.R. § 314.

Bill titles link to the Kansas Legislature's own page.

What LawSignals covers

What counts as payments and fintech legislation

In scope: Money transmission and licensing; virtual currency and crypto kiosks; card surcharges and payment fees; interchange and card networks; earned wage access; bNPL and bank partnerships; prepaid, gift cards and P2P; and payment fraud and scams.

Questions

Does Kansas have a payments and fintech law?

Yes. Kansas enacted 1 payments and fintech law in the 2025 and 2026 sessions, among them HB 2591. Each is listed on this page with what it requires.

What does Kansas legislate on most in payments and fintech?

Earned wage access (3 bills), Money transmission and licensing (2 bills) and Virtual currency and crypto kiosks (1 bill).

Are these summaries reviewed by a lawyer?

No. Which bills count as Payments and fintech bills, and the line on what each law requires or each bill would do, are drafted by software from the bill's own text and not reviewed by an attorney. Every bill links to the legislature's own record: read the text before relying on it. The list covers bills from the 2025 and 2026 sessions.

Other practice areas in Kansas

Payments and fintech legislation in other jurisdictions

51 more currently hold bills in this tracker

Know when Kansas's payments and fintech law changes

An alert when a bill moves, and one report a month on what changed in every state and Congress.

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