Nevada payments and fintech laws

What Nevada has enacted on payments and fintech, what each law requires, and what the bills still moving would do. Nevada is one of 42 states that enacted a payments and fintech law in the 2025 and 2026 sessions.

Bills in scope
4bills in scope
Past committee
2past committee
Most recent action
3 June 2025most recent action

Payments and fintech laws enacted in Nevada

2 payments and fintech laws enacted in the Nevada Legislature in the 2025 and 2026 sessions, newest first. Each links to the legislature's own page.

  • AB 430Exempts persons engaged in the provision of payroll processing services from provisions governing money transmission. (BDR 55-1072)Enacted 28 May 2025

    What it does: Removes payroll processing services from the definition of money transmission and exempts persons engaged solely in providing payroll processing services from money transmission licensure and regulation requirements.

    Money transmission and licensing

  • SB 44Revises provisions relating to financial services. (BDR 54-258)Enacted 27 May 2025

    What it requires: Licensees under specified Nevada financial services chapters must comply with federal safeguarding standards in 16 C.F.R. Part 314, maintain information security programs in their books and records, and notify the Commissioner of notification events. Covered mortgage servicers must establish boards of directors, maintain liquidity, conduct annual external audits, and implement risk management programs.

    Money transmission and licensing

Payments and fintech in Nevada, by topic

Payments and fintech bills in Nevada

The bills not yet law, furthest along first, with what each would do.

2Enacted

2Introduced or inactive

4 bills in scope

Introduced or inactive

2

AB 500Provides for the licensure and regulation of payments banks. (BDR 55-999)Dead

What it would do: Creates a new licensing and regulatory framework for payments banks under Nevada's Commissioner of Financial Institutions, establishing organizational requirements, capital standards, deposit insurance provisions, and operational restrictions, while imposing a 0.025 percent transaction fee on merchant acquiring activities.

SB 438Provides for the licensure and regulation of merchant acquirer limited purpose banks. (BDR 55-974)In committee

What it would do: Creates a new licensing and regulatory framework for merchant acquirer limited purpose banks under the Commissioner of Financial Institutions, establishing requirements for organization, capital, operations, deposits, and prohibited activities.

Bill titles link to the Nevada Legislature's own page.

What LawSignals covers

What counts as payments and fintech legislation

In scope: Money transmission and licensing; virtual currency and crypto kiosks; card surcharges and payment fees; interchange and card networks; earned wage access; bNPL and bank partnerships; prepaid, gift cards and P2P; and payment fraud and scams.

Questions

Does Nevada have a payments and fintech law?

Yes. Nevada enacted 2 payments and fintech laws in the 2025 and 2026 sessions, among them AB 430 and SB 44. Each is listed on this page with what it requires.

What does Nevada legislate on most in payments and fintech?

Money transmission and licensing (2 bills) and Prepaid, gift cards and P2P (1 bill).

Are these summaries reviewed by a lawyer?

No. Which bills count as Payments and fintech bills, and the line on what each law requires or each bill would do, are drafted by software from the bill's own text and not reviewed by an attorney. Every bill links to the legislature's own record: read the text before relying on it. The list covers bills from the 2025 and 2026 sessions.

Other practice areas in Nevada

Payments and fintech legislation in other jurisdictions

51 more currently hold bills in this tracker

Know when Nevada's payments and fintech law changes

An alert when a bill moves, and one report a month on what changed in every state and Congress.

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