Nebraska payments and fintech laws

What Nebraska has enacted on payments and fintech, what each law requires, and what the bills still moving would do. Nebraska is one of 42 states that enacted a payments and fintech law in the 2025 and 2026 sessions.

Bills in scope
10bills in scope
Past committee
5past committee
Most recent action
17 April 2026most recent action

Payments and fintech laws enacted in Nebraska

5 payments and fintech laws enacted in the Nebraska Legislature in the 2025 and 2026 sessions, newest first. Each links to the legislature's own page.

  • LB 838Change provisions relating to the financial exploitation of vulnerable or senior adults, rules and codes of procedure, decedents' estates, inheritance taxes, deceptive trade practices, the Age-Appropriate Online Design Code Act, the Equipment Business Regulation Act, the Nebraska Money Transmitters Act, and the Nebraska Uniform Trust Code and provide for rounding of certain cash transaction amountsEnacted 17 April 2026

    What it requires: A social media platform that accepts payment for advertising must establish identity verification for advertisers, fraud detection systems, unlawful impersonation detection, measures to prevent repeated offenses, a user reporting tool, and a law enforcement reporting process. After a fraudulent advertisement is reported, the platform must investigate within five business days and remove it within five business days of determination.

    Money transmission and licensing, Card surcharges and payment fees, Payment fraud and scams

  • LB 717Adopt changes to federal law regarding banking and finance, change provisions relating to control of certain banks and trust companies, digital asset depository institutions, interest rates on certain loans, installment loans, mortgage loan originators, mortgage bankers, and the Nebraska Money Transmitters Act, and change references to the Nebraska Money Transmitters Act in the Controllable Electronic Record Fraud Prevention ActEnacted 25 February 2026

    What it does: Amends the Nebraska Money Transmitters Act to add payroll processing services as an exemption for persons employing fewer than twenty full-time employees or serving fewer than fifty Nebraska employees, subject to criminal history and licensing restrictions.

    Money transmission and licensing, Virtual currency and crypto kiosks, BNPL and bank partnerships, Payment fraud and scams

  • LB 474Change and eliminate provisions relating to installment sales and installment loans and the Nebraska Money Transmitters Act, rename the Nebraska Installment Sales Act, transfer provisions of and eliminate the Nebraska Installment Loan Act, and change provisions of the Medicaid Access and Quality ActEnacted 6 June 2025

    What it does: Amends Nebraska banking and finance statutes to modify the Nebraska Money Transmitters Act regarding licensure, enforcement, and operations; renames the Nebraska Installment Sales Act to the Nebraska Installment Loan and Sales Act; transfers and eliminates provisions of the Nebraska Installment Loan Act; and repeals numerous related statutory sections.

    Money transmission and licensing

  • LB 559Provide for offenses relating to skimmer devices and criminal enterprises involving financial offensesEnacted 6 June 2025

    What it requires: Persons must not install skimmer devices on automated banking devices or point-of-sale terminals without authorization with intent to defraud. Persons must not use skimmer devices on such devices with intent to defraud. Persons engaged in continuing criminal enterprises involving financial transaction offenses must not commit such offenses in concert with two or more others while in a leadership position and obtaining substantial income.

    Payment fraud and scams

  • LB 609Adopt the Controllable Electronic Record Fraud Prevention Act, require notice of potential fraud for purchasers of gift certificates and gift cards, and change provisions relating to search warrantsEnacted 12 March 2025

    What it requires: Controllable electronic record kiosk operators must obtain a money transmitter license, report kiosks as authorized delegates, use blockchain analytics software to prevent fraud, employ a full-time compliance officer, maintain antifraud policies, disclose transaction terms and fraud warnings to customers, provide receipts, limit daily transactions to $2,000 for new customers and $10,500 for existing customers, cap fees at 18%, and offer live customer service Monday-Friday 7am-9pm. Sellers of gift certificates and gift cards must provide fraud notices at point of sale.

    Prepaid, gift cards and P2P, Payment fraud and scams

Payments and fintech in Nebraska, by topic

Payments and fintech bills in Nebraska

The bills not yet law, furthest along first, with what each would do.

5Enacted

5Introduced or inactive

10 bills in scope

Introduced or inactive

5

LB 1063Change provisions relating to applicants and licensees under the Nebraska Money Transmitters Act and prohibit money transmission by foreign adversary personsDead

What it would do: Amends Nebraska Money Transmitters Act to define foreign adversary persons based on 15 C.F.R. 791.4 and prohibit money transmission by them, requiring applicants and licensees to certify they are not foreign adversary persons and establishing rebuttable presumptions against licensing based on clear and convincing evidence standards.

LB 1174Change provisions related to reports of condition under the Nebraska Money Transmitters Act and provide for a remittance transfer taxDead

What it would do: Amends Nebraska Money Transmitters Act to require licensees to report remittance transfer tax information quarterly and imposes a two percent excise tax on remittance transfers, or twenty percent to foreign adversary countries, with exemptions for active duty military and dependents.

LB 201Provide for a fee under Nebraska Money Transmitters ActDead

What it would do: Requires licensees and authorized delegates under the Nebraska Money Transmitters Act to collect a fee for each money transmission transaction sent outside the United States equal to the lesser of ten percent of the transaction value or ten thousand dollars, remitted quarterly to the department by the fifteenth day following each calendar quarter.

LB 686Prohibit government entities and officials from keeping certain lists relating to the ownership of firearms and prohibit using merchant category codes to distinguish firearm retailersDead

What it would do: Prohibits government entities from keeping lists of privately owned firearms or owners except during criminal investigations. Prohibits payment card networks from requiring merchant category codes distinguishing firearm retailers and prohibits covered entities from assigning such codes to firearm retailers.

LB 473Change provisions of the Nebraska Money Transmitters ActDead

What it would do: Comprehensively revises Nebraska's Money Transmitters Act by redefining terms, updating licensing requirements, modernizing supervision procedures, establishing multistate coordination mechanisms, and aligning with the Model Money Transmission Modernization Act standards.

Bill titles link to the Nebraska Legislature's own page.

What LawSignals covers

What counts as payments and fintech legislation

In scope: Money transmission and licensing; virtual currency and crypto kiosks; card surcharges and payment fees; interchange and card networks; earned wage access; bNPL and bank partnerships; prepaid, gift cards and P2P; and payment fraud and scams.

Questions

Does Nebraska have a payments and fintech law?

Yes. Nebraska enacted 5 payments and fintech laws in the 2025 and 2026 sessions, among them LB 838, LB 717 and LB 474. Each is listed on this page with what it requires.

What does Nebraska legislate on most in payments and fintech?

Money transmission and licensing (7 bills), Payment fraud and scams (4 bills) and Virtual currency and crypto kiosks (1 bill).

Are these summaries reviewed by a lawyer?

No. Which bills count as Payments and fintech bills, and the line on what each law requires or each bill would do, are drafted by software from the bill's own text and not reviewed by an attorney. Every bill links to the legislature's own record: read the text before relying on it. The list covers bills from the 2025 and 2026 sessions.

Other practice areas in Nebraska

Payments and fintech legislation in other jurisdictions

51 more currently hold bills in this tracker

Know when Nebraska's payments and fintech law changes

An alert when a bill moves, and one report a month on what changed in every state and Congress.

Track payments and fintech laws freeAbout the Payments and Fintech Tracker