Ohio payments and fintech bills

What it would do: Requires suppliers to provide written disclosure at the point of sale of any fees or surcharges for using a credit card in consumer transactions. Violations are treated as unfair and deceptive practices enforceable by the attorney general and subject to consumer remedies.

What it would do: Prohibits suppliers from advertising or offering prices for goods or services that do not include all mandatory fees and charges in a clear and conspicuous manner, with exceptions for taxes, delivery fees disclosed before payment, and certain financial and transportation transactions.

What it would do: Requires governmental entities and private retail sellers to accept cash for transactions of $500 or less, provide at least one cash payment point-of-sale station, and prohibits charging higher prices for cash payments. Excludes airport retailers and makes violations unfair or deceptive practices.

What it would do: Requires companies providing earned wage access services in Ohio to register with the superintendent of financial institutions, pay registration fees, maintain net worth requirements, and comply with consumer protection standards including fee disclosures, no-cost options, and prohibitions on credit reporting and collection actions.

What it would do: Imposes a 3% transfer fee on money transmissions by licensees and authorized delegates, creates a fund for law enforcement grants to investigate human trafficking and drug trafficking, and allows taxpayers a refundable income tax credit up to $300 annually for transfer fees paid.

What it would do: Requires retail merchants conducting in-person transactions to accept cash as payment and prohibits requiring credit payment or refusing cash. Violations constitute unfair or deceptive acts with consumer remedies available. Exempts airports, municipal parking, mobile-payment-only facilities, car rental companies, large venues, and retailers offering fee-free cash-to-prepaid-card conversion.