Montana payments and fintech laws

What it would do: The Montana Legislature urges the United States Congress to pass the SAFER Banking Act of 2023, which prevents penalizing depository institutions for providing services to marijuana-related businesses.

What it would do: Allows landlords, property managers, merchants, vendors, creditors, and other parties to charge consumers a credit card transaction fee of up to 3% of the transaction amount or as otherwise provided by contract, provided the fee is clearly disclosed prior to transaction completion.

What it would do: Prohibits financial institutions with over $100 billion in assets from discriminating based on social credit scores related to protected speech, religion, fossil fuel business, or firearms activities, and requires them to provide written reasons for service denials within 30 days upon request.

What it would do: Requires the Department of Revenue to establish a program allowing state income tax payments in cryptocurrency through third-party payment processors, ensures the state receives payments in US dollars, and exempts such payments from state capital gains taxation.

What it would do: Allows landlords, property managers, merchants, vendors, creditors, and other parties to charge consumers a credit card transaction fee of up to 3% of the transaction amount or as otherwise provided by contract, provided the fee is clearly disclosed prior to transaction completion.

What it would do: Requires the Department of Revenue to establish a program allowing state income tax payments in cryptocurrency through third-party payment processors, ensures the state receives payments in US dollars, and clarifies that cryptocurrency tax payments are not subject to state capital gains taxation.

What it would do: Prohibits Montana governing authorities from accepting central bank digital currency or participating in federal reserve tests. Permits individuals and businesses to use digital assets, operate blockchain nodes, and engage in mining and staking services. Creates certification requirements and a $250 million annual sales limit for network token issuers.

What it would do: Prohibits financial institutions with over $100 billion in assets from using social credit scores to deny or restrict financial services based on protected speech, religion, political activity, or business with fossil fuel or firearms industries, and requires them to provide written reasons for service denials within 30 days upon request.