Wyoming payments and fintech laws
What Wyoming has enacted on payments and fintech, what each law requires, and what the bills still moving would do. Wyoming is one of 42 states that enacted a payments and fintech law in the 2025 and 2026 sessions.
- Bills in scope
- 4bills in scope
- Past committee
- 2past committee
- Most recent action
- 6 March 2026most recent action
Payments and fintech laws enacted in Wyoming
2 payments and fintech laws enacted in the Wyoming Legislature in the 2025 and 2026 sessions, newest first. Each links to the legislature's own page.
What it requires: No person may own, operate, or manage a virtual currency kiosk in Wyoming unless the person holds a license under the Wyoming Money Transmitters Act or is a financial institution with a charter under Wyoming title 13. The state banking commissioner shall adopt rules regulating the operation of virtual currency kiosks.
Money transmission and licensing, Virtual currency and crypto kiosks
What it requires: The Wyoming stable token commission shall deposit all funds received for issuance of Wyoming stable tokens into the trust account and invest them exclusively in cash, US treasury securities with maturity of 365 days or less, or US treasury security repurchase agreements with term of 30 days or less. The commission shall maintain not less than 100% of notional value of outstanding tokens in the trust account.
Payments and fintech in Wyoming, by topic
Money transmission and licensing
1 bill, 1 enacted. Enacted in 24 states.
Virtual currency and crypto kiosks
1 bill, 1 enacted. Enacted in 34 states.
Card surcharges and payment fees
1 bill. Enacted in 14 states.
Payments and fintech bills in Wyoming
The bills not yet law, furthest along first, with what each would do.
2Enacted
2Introduced or inactive
4 bills in scope
Introduced or inactive
2
What it would do: Requires government entities to accept cash for in-person payments of fees, fines, taxes, charges, and event admissions, and prohibits charging additional fees solely for cash payments.
What it would do: Prohibits payment settlement entities, merchant acquiring entities, and payment card networks from assigning merchant category codes that classify firearms or ammunition sellers differently from general merchandise or sporting goods retailers, except as required by federal law. Violations are misdemeanors punishable by $1,000 per violation.
Bill titles link to the Wyoming Legislature's own page.
What counts as payments and fintech legislation
In scope: Money transmission and licensing; virtual currency and crypto kiosks; card surcharges and payment fees; interchange and card networks; earned wage access; bNPL and bank partnerships; prepaid, gift cards and P2P; and payment fraud and scams.
Questions
Does Wyoming have a payments and fintech law?
Yes. Wyoming enacted 2 payments and fintech laws in the 2025 and 2026 sessions, among them HB 75 and SF 21. Each is listed on this page with what it requires.
What does Wyoming legislate on most in payments and fintech?
Money transmission and licensing (1 bill), Virtual currency and crypto kiosks (1 bill) and Card surcharges and payment fees (1 bill).
Are these summaries reviewed by a lawyer?
No. Which bills count as Payments and fintech bills, and the line on what each law requires or each bill would do, are drafted by software from the bill's own text and not reviewed by an attorney. Every bill links to the legislature's own record: read the text before relying on it. The list covers bills from the 2025 and 2026 sessions.
Other practice areas in Wyoming
- AI in Wyoming2
- Alcohol in Wyoming3
- Cannabis in Wyoming3
- Children's Online Safety in Wyoming2
- Data center and energy in Wyoming2
- Data Privacy in Wyoming6
- Employment in Wyoming15
- Healthcare in Wyoming14
- Insurance in Wyoming4
- Intellectual Property in Wyoming1
- Rental housing in Wyoming1
- Tobacco and nicotine in Wyoming4
- Transportation in Wyoming5
- All jurisdictions
Payments and fintech legislation in other jurisdictions
51 more currently hold bills in this tracker
- New Jersey66
- Congress61
- New York38
- Texas32
- Michigan28
- Massachusetts27
- Oklahoma24
- Mississippi21
- Florida20
- Illinois18
- Missouri18
- Connecticut17
- Minnesota17
- Maryland16
- California15
- Hawaii13
- West Virginia13
- Arizona12
- Iowa12
- Louisiana12
- Montana12
- Pennsylvania12
- Rhode Island12
- Virginia12
- Indiana11
- Maine11
- Washington11
- Nebraska10
- Tennessee10
- Delaware9
- Kentucky9
- Utah9
- Arkansas8
- Georgia8
- South Carolina8
- Vermont8
- Wisconsin8
- Idaho7
- North Carolina7
- Ohio7
- Alaska6
- Colorado6
- Kansas6
- New Hampshire6
- South Dakota6
- Alabama5
- Puerto Rico5
- Nevada4
- North Dakota3
- New Mexico3
- Oregon3
Know when Wyoming's payments and fintech law changes
An alert when a bill moves, and one report a month on what changed in every state and Congress.