Wyoming insurance bills

What it would do: Requires the departments of health, insurance, and administration to jointly study market-based health insurance strategies for Wyoming residents, including feasibility of state employee plan access and reinsurance programs, and report findings by October 15, 2026, with a $250,000 appropriation.

What it would do: Requires that prior authorization adverse determinations and appeals of those determinations be reviewed by Wyoming-licensed health care providers, rather than providers licensed in any U.S. state or territory, effective July 1, 2025.

What it would do: Prohibits dental insurance contractors from requiring contracted fees for noncovered services, using downcoding to prevent fee collection, or bundling procedures as nonbillable unless justified. Requires disclosure of downcoding policies and specific explanations in benefit statements. Applies to contracts issued after July 1, 2025.

What it would do: Requires persons engaged in the insurance business in Wyoming to report known or suspected insurance fraud to the commissioner within 60 days and to fully cooperate with fraud investigations. Provides civil liability immunity for good faith reporting and cooperation.