Arkansas insurance laws
What Arkansas has enacted on insurance, what each law requires, and what the bills still moving would do. Arkansas is one of 51 states that enacted an insurance law in the 2025 and 2026 sessions.
- Bills in scope
- 68bills in scope
- Past committee
- 45past committee
- Most recent action
- 29 April 2026most recent action
Insurance laws enacted in Arkansas
34 insurance laws enacted in the Arkansas Legislature in the 2025 and 2026 sessions, newest first. Each links to the legislature's own page.
- SB 519TO AMEND THE STANDARD NONFORFEITURE LAW FOR LIFE INSURANCE; AND TO REGULATE THE PAYMENT OF INTEREST ON DEFERRED PAYMENT OF ANY CASH SURRENDER VALUE ACCORDING TO THE TERMS OF THE POLICY.Enacted 22 April 2025
What it does: Amends Arkansas's standard nonforfeiture law for life insurance to regulate interest payments on deferred cash surrender values according to policy terms, and changes the payment deadline from sixty days to forty-five days.
Life insurance and annuities
- HB 1625TO AMEND THE LAW CONCERNING INSURANCE REQUIREMENTS FOR LICENSED HOME INSPECTORS.Enacted 22 April 2025
What it requires: Licensed home inspectors must obtain general liability insurance and either a professional liability insurance policy or an errors and omissions insurance policy approved by the State Insurance Department.
Licensing, solvency and market conduct
What it requires: Pharmacy benefits managers must provide pharmacy services administrative organizations, pharmacies, and pharmacists with pharmacy claims identification numbers and unique combinations upon request. PBMs must clearly list these identifiers in new contracts, opt-out contracts, amendments, and renewals. PBMs must not use national contracts lacking separate Arkansas-specific amendments complying with state law.
Health coverage and plan regulation, Licensing, solvency and market conduct
- SB 598TO AMEND VARIOUS LAWS RELATED TO THE DIVISION OF WORKFORCE SERVICES; AND TO AMEND THE DEFINITION OF "EMPLOYEE" UNDER THE WORKERS' COMPENSATION LAW RESULTING FROM INITIATED ACT 4 OF 1948.Enacted 18 April 2025
What it requires: Employers and agencies determining employment status must use the twenty-factor test enumerated in 26 C.F.R. § 31.3121(d)-1 as it existed on January 1, 2025. This test applies to determining whether individuals are employees or independent contractors under workers' compensation law, wage discrimination law, unemployment compensation, and workforce services law.
Workers' compensation, surety and specialty lines
- HB 1863TO AMEND THE TRANSPORTATION BENEFIT MANAGER ACT; AND TO DECLARE AN EMERGENCY.Enacted 17 April 2025
What it requires: Healthcare insurers and transportation benefit managers must pay ambulance providers 250% of the Medicare Ambulance Fee Schedule, Rural Rate and pay claims within 30 days of receipt if prior authorization was received. Ambulance providers must accept this payment in full and cannot balance bill subscribers except for required deductibles, copayments, or coinsurance. The Arkansas Ambulance Association must collect and annually submit ambulance rates approved or contracted with local government entities to the commissioner.
- HB 1771TO AMEND THE LAW CONCERNING DISCLOSURES TO POLICYHOLDERS; AND TO REQUIRE MONTHLY REPORTING BY INSURERS.Enacted 16 April 2025
What it does: This amendment adds Senator R. Murdock as a cosponsor and makes technical corrections to House Bill 1771 regarding insurer disclosures to policyholders and monthly reporting requirements, including adjusting numerical references and restructuring subsection designations.
Licensing, solvency and market conduct
- HB 1700TO AMEND THE PRIOR AUTHORIZATION TRANSPARENCY ACT; AND TO CLARIFY THE PROCESS OF AN ADVERSE DETERMINATION NOTICE UNDER THE PRIOR AUTHORIZATION TRANSPARENCY ACT.Enacted 16 April 2025
What it requires: Utilization review entities must provide written notice to subscribers upon adverse determination. If a healthcare provider submits an audio recording demonstrating a violation of prior authorization requirements, the requested prior authorization is deemed approved and the State Insurance Department must direct the utilization review entity to immediately issue it.
Health coverage and plan regulation
- HB 1602TO AMEND THE ARKANSAS PHARMACY BENEFITS MANAGER LICENSURE ACT; TO ESTABLISH FEES UNDER THE ARKANSAS PHARMACY BENEFITS MANAGER LICENSURE ACT; AND TO REQUIRE REPORTING OF CERTAIN INFORMATION BY A PHARMACY BENEFITS MANAGER.Enacted 16 April 2025
What it requires: The commissioner may reduce initial or renewal application fees for a pharmacy benefits manager if the fee would constitute financial hardship preventing the entity from doing business in Arkansas or competing in the marketplace considering limited Arkansas patients impacted or limited services offered.
Health coverage and plan regulation, Licensing, solvency and market conduct
- HB 1320TO AMEND THE LAW CONCERNING CRISIS STABILIZATION UNITS AND HEALTHCARE INSURERS.Enacted 16 April 2025
What it requires: Healthcare insurers shall not impose behavioral or medical management utilization limitations, measures, or controls for healthcare services by crisis stabilization units unless equivalent to or consistent with Medicaid limitations, or authorized by the Insurance Commissioner by rule. Healthcare insurers shall not require prior authorization or precertification for crisis stabilization unit services unless required by Insurance Commissioner rule.
Health coverage and plan regulation
- SB 237TO AMEND THE LAW CONCERNING THE LICENSING AND REGULATION OF CAPTIVE INSURERS.Enacted 14 April 2025
What it requires: Captive insurance companies must maintain specified minimum unimpaired paid-in capital and surplus amounts depending on company type. Companies must pay premium taxes by March 1 annually at tiered rates on direct premiums and assumed reinsurance premiums, with a minimum of five thousand dollars and maximum of one hundred thousand dollars per year.
Workers' compensation, surety and specialty lines
- HB 1821TO CREATE A MORE SUSTAINABLE SYSTEM OF PROPERTY INSURANCE FOR PUBLIC SCHOOLS, INSTITUTIONS OF HIGHER EDUCATION, AND STATE-OWNED PROPERTY; AND TO DECLARE AN EMERGENCY.Enacted 14 April 2025
What it requires: Public schools and state-supported institutions of higher education must obtain property insurance through the State Captive Insurance Program and are prohibited from using public adjusters. The Secretary of the Department of Transformation and Shared Services must establish and maintain the captive insurance company, set actuarially sound premium rates, and maintain an optimal reserve balance between fifty and seventy-five million dollars.
Property, catastrophe and climate risk
- HB 1274TO ALLOW A TITLE INSURANCE AGENT, TITLE INSURER, OR TITLE COMPANY TO PAY REAL PROPERTY TAXES IN CONJUNCTION WITH THE ISSUANCE OF A TITLE.Enacted 10 April 2025
What it requires: A county collector must respond in writing or by electronic mail within three business days to a written or electronically delivered request from a person or entity facilitating a real estate closing for a statement of all real estate taxes and related delinquent personal property taxes owed. If the collector fails to respond timely, the collector must accept payment of real estate taxes without requiring payment of related personal property taxes.
Workers' compensation, surety and specialty lines
What it requires: Healthcare insurers and pharmacy benefits managers must send prior authorization information upon request. If a healthcare insurer approved less than eighty percent of prior authorization requests for a particular healthcare service in the most recent six-month evaluation period, that healthcare provider is ineligible for exemption.
Health coverage and plan regulation
What it requires: Healthcare insurers and utilization review entities must provide prior authorization information to contracted healthcare providers, including step therapy requirements, site of service restrictions, benefit category restrictions, excluded services, and post-service review requirements, either individually or in aggregated format on their websites, with sixty days' notice of changes.
Health coverage and plan regulation
- SB 104TO AMEND THE ARKANSAS PHARMACY BENEFITS MANAGER LICENSURE ACT; TO PROTECT PATIENTS' RIGHTS AND ACCESS TO MEDICATIONS; AND TO DECLARE AN EMERGENCY.Enacted 10 April 2025
What it requires: Pharmacy benefits managers and pharmacy benefits manager affiliates must not impose or represent requirements or limitations as health-benefit-plan-imposed unless those terms appear in the underlying health benefit plan document. Plan sponsors retain authority to interpret their own plan terms.
Health coverage and plan regulation
- SB 366TO CREATE THE STRENGTHEN ARKANSAS HOMES ACT; AND TO CREATE THE STRENGTHEN ARKANSAS HOMES PROGRAM FUND.Enacted 7 April 2025
What it requires: Insurance companies writing property insurance for wind or hail coverage must provide a premium discount or rate reduction on FORTIFIED Home certified dwellings if actuarially justified, effective July 1, 2026. Insurance companies must offer an optional rider or endorsement for roof replacement costs on non-FORTIFIED dwellings. Owners of insurable dwellings may apply for grants to retrofit to FORTIFIED standards.
- SB 103TO CREATE THE PHARMACY NONDISCRIMINATION ACT; TO REQUIRE PHARMACY BENEFITS MANAGERS TO ACCEPT ANY PHARMACY OR PHARMACIST WILLING TO ACCEPT RELEVANT AND REASONABLE TERMS OF PARTICIPATION; AND TO DECLARE AN EMERGENCY.Enacted 7 April 2025
What it requires: Pharmacy benefits managers must accept any pharmacy or pharmacist willing to accept relevant and reasonable terms of participation. Relevant and reasonable terms must be consistent with applicable state and federal law, consistent with industry standards, and must not arbitrarily or discriminatorily exclude a qualified pharmacy or pharmacist.
Health coverage and plan regulation
- SB 83TO MANDATE COVERAGE FOR BREAST RECONSTRUCTION SURGERIES; TO REQUIRE PRIOR AUTHORIZATION FOR BREAST RECONSTRUCTION SURGERIES; AND TO ESTABLISH A MINIMUM REIMBURSEMENT RATE FOR BREAST RECONSTRUCTION SURGERIES.Enacted 7 April 2025
What it does: This amendment modifies Senate Bill 83 to specify that breast reconstruction surgery reimbursement rates shall match the rate established under Arkansas Code Section 23-79-2904(a).
Health coverage and plan regulation
- HB 1327TO AMEND THE LAW CONCERNING THE ELIGIBILITY OF CERTAIN RETIRED EMPLOYEES UNDER THE STATE AND PUBLIC SCHOOL LIFE AND HEALTH INSURANCE PROGRAM.Enacted 3 April 2025
What it requires: State employee retirees and public school retirees must have participated in the State and Public School Life and Health Insurance Program for at least five cumulative years before retirement and be vested members of a specified retirement system to qualify for enrollment. Active retirees must elect to enroll within thirty days of becoming an active retiree in writing to the Employee Benefits Division.
Health coverage and plan regulation, Life insurance and annuities
- HB 1288TO AMEND THE ARKANSAS HEALTH CARE CONSUMER ACT; AND TO REQUIRE A HEALTHCARE INSURER TO MAKE CERTAIN RETROACTIVE PAYMENTS TO A PROVIDER UPON CREDENTIALING OF A PROVIDER.Enacted 3 April 2025
What it does: This amendment adds Senator Irvin as a cosponsor to House Bill 1288, which amends the Arkansas Health Care Consumer Act to require healthcare insurers to make certain retroactive payments to providers upon credentialing.
Health coverage and plan regulation
- HB 1488TO AMEND THE STANDARD NONFORFEITURE LAW FOR LIFE INSURANCE; AND TO REQUIRE AN INSURER TO PAY INTEREST ON DEFERRED PAYMENT OF ANY CASH SURRENDER VALUE UNDER CERTAIN POLICIES.Enacted 25 March 2025
What it does: Amends Arkansas's standard nonforfeiture law for life insurance and requires insurers to pay interest on deferred payments of cash surrender value under certain policies.
Life insurance and annuities
- HB 1275TO PROHIBIT PRIOR AUTHORIZATIONS FOR HEALTHCARE SERVICES PROVIDED FOR TREATMENT OF A MENTAL HEALTH CRISIS.Enacted 25 March 2025
What it requires: The act prohibits prior authorizations for healthcare services provided for treatment of a mental health crisis. Healthcare services at crisis stabilization units, other programs designed to provide immediate crisis services, or by healthcare providers in emergency departments cannot require prior authorization.
Health coverage and plan regulation
- SB 276TO AMEND THE LAW CONCERNING SURPLUS LINES INSURANCE; AND TO CLARIFY THAT SURPLUS LINES INSURANCE IS ACCEPTABLE COVERAGE FOR FINANCIAL RESPONSIBILITY OF MOTOR VEHICLE INSURANCE COVERAGE.Enacted 20 March 2025
What it requires: Insurance carriers must be authorized or eligible to do business in Arkansas to issue motor vehicle liability policies for proof of financial responsibility. Nonresident carriers must execute a power of attorney authorizing the Secretary of the Department of Finance and Administration to accept service of process and agree in writing that policies conform to Arkansas law.
Auto insurance, Licensing, solvency and market conduct
- HB 1620TO AMEND THE LAW CONCERNING PHARMACY BENEFITS MANAGERS; AND TO REGULATE PROCESSING AND PAYMENT OF PHARMACY CLAIMS.Enacted 20 March 2025
What it requires: Pharmacy benefits managers must pay clean claims within 7-14 days for electronic claims or 30 days for paper claims after receipt. Pharmacy benefits managers must notify pharmacies of claim deficiencies within 10 days for electronic or 15 days for paper claims. Pharmaceutical manufacturers must ensure vendors comply with timely payment requirements.
Health coverage and plan regulation
- HB 1595TO ENACT THE STATE INSURANCE DEPARTMENT'S GENERAL OMNIBUS AMENDMENT OF ARKANSAS INSURANCE CODE.Enacted 20 March 2025
What it does: Amends Arkansas insurance law to authorize the Insurance Commissioner to delegate workers' compensation plan operations, modifies reciprocal insurer attorney bond requirements, extends hospital and medical service corporation examination intervals from three to five years, updates service of process procedures for insurers, and repeals the Comprehensive Health Insurance Pool Act.
Licensing, solvency and market conduct
- HB 1367TO AMEND THE ARKANSAS TITLE INSURANCE ACT; AND TO REGULATE ACCESS TO PUBLIC RECORDS BY A TITLE AGENT AND A TITLE COMPANY.Enacted 20 March 2025
What it does: This amendment adds Senator C. Penzo as a cosponsor to House Bill 1367, which amends the Arkansas Title Insurance Act and regulates access to public records by title agents and title companies.
Workers' compensation, surety and specialty lines
- HB 1298TO MODIFY PAYMENT OF BENEFITS FOR CERTAIN HEALTHCARE PROVIDERS UNDER A HEALTH BENEFIT PLAN.Enacted 18 March 2025
What it requires: A healthcare insurer shall pay claims for indemnity provided by a health benefit plan on account of hospital, nursing, medical, or surgical services directly to the healthcare provider that provided the service for an out-of-network claim.
Health coverage and plan regulation
What it requires: Ultimate controlling persons of insurance holding company systems must file annual group capital calculation reports with the lead state commissioner according to group capital calculation instructions, except for certain exempt systems. Ultimate controlling persons of insurers scoped into the NAIC liquidity stress test framework must file results of that framework with the lead state commissioner.
Licensing, solvency and market conduct
- SB 48TO AMEND THE LAW CONCERNING DISCLOSURE OF DEDUCTIBLES UNDER CERTAIN INSURANCE POLICIES.Enacted 6 March 2025
What it requires: Insurers issuing or renewing owner-occupied residential property insurance policies in Arkansas that base deductibles on a percentage of insured value must disclose the monetary amount of the deductible on the policy declaration page or notice of renewal, excluding earthquake losses.
Licensing, solvency and market conduct
- HB 1161TO CLARIFY THE LAW CONCERNING AN ELECTION TO CHANGE ANNUITY OPTIONS WITHIN ONE YEAR OF RETIREMENT UNDER THE ARKANSAS TEACHER RETIREMENT SYSTEM; AND TO DECLARE AN EMERGENCY.Enacted 27 February 2025
What it requires: A retiree of the Arkansas Teacher Retirement System who retired on or after July 1, 1994, may elect to change annuity options within one year of retirement by filing a new election form with the system and repaying the difference between annuities received plus interest, calculated retroactively to July 1, 1994, or the retiree's retirement date, whichever is later. The election to change may be made only one time.
Life insurance and annuities
- HB 1353TO REGULATE A VISION BENEFIT MANAGER; TO AMEND THE VISION CARE PLAN ACT OF 2015; TO AMEND THE HEALTHCARE CONTRACTING SIMPLIFICATION ACT.Enacted 25 February 2025
What it requires: Insurers, vision benefit managers, vision care plans, and vision care discount plans must not reduce reimbursement below current calendar year Medicare rates for covered services and materials, must not use extrapolation in audits, must not modify contract terms without written provider authorization, and must not restrict providers' choice of optical labs or material suppliers.
Health coverage and plan regulation
- HB 1209FOR THE PROPER ADMINISTRATION OF BENEFITS BY THE ARKANSAS JUDICIAL RETIREMENT SYSTEM REGARDING THE SUBJECTION OF ANNUITY RIGHTS TO PROCESS OF LAW AND CORRECTION OF ERRORS.Enacted 20 February 2025
What it requires: The Executive Director of the Arkansas Judicial Retirement System must correct errors in system records and adjust payments to provide the actuarial equivalent of entitled benefits. The system must recover overpayments determined within five years of the last overpayment and pay underpayments in lump sum regardless of determination date.
Life insurance and annuities
- SB 76TO AMEND THE LAW CONCERNING MISCELLANEOUS PROHIBITED PRACTICES UNDER THE ARKANSAS INSURANCE CODE; AND TO CLARIFY FEES COLLECTED BY CERTAIN BROKERS.Enacted 6 February 2025
What it requires: A duly licensed property or casualty agent, broker, or surplus lines broker may charge a fee to the insured in addition to premium only if each fee is separately disclosed on the invoice or billing statement and the aggregate sum of fees and all producers' commissions does not exceed twenty percent of the total gross premium, except when referring to a surplus lines broker. Fees must be reasonable in relation to underwriting, issuing, and processing costs.
Licensing, solvency and market conduct
- SB 70TO AMEND THE LAW CONCERNING STANDARDS FOR INSURANCE POLICIES; AND TO REVISE THE NOTICE REQUIREMENTS OF AN INSURER FOR A PREMIUM INCREASE.Enacted 6 February 2025
What it requires: When an insurer revises its rates or rules resulting in a premium increase of twenty-five percent or greater on any renewal policy with a term of twelve months or less, the insurer must mail or deliver notice to the insured's agent at least sixty days before the effective date of renewal and to the insured at least thirty days before the effective date of renewal, specifically stating the intention to increase the premium.
Licensing, solvency and market conduct
Insurance in Arkansas, by topic
Health coverage and plan regulation
32 bills, 15 enacted. Enacted in 47 states.
Licensing, solvency and market conduct
19 bills, 10 enacted. Enacted in 47 states.
Workers' compensation, surety and specialty lines
11 bills, 4 enacted. Enacted in 45 states.
Life insurance and annuities
8 bills, 5 enacted. Enacted in 24 states.
Property, catastrophe and climate risk
5 bills, 1 enacted. Enacted in 31 states.
Auto insurance
2 bills, 1 enacted. Enacted in 29 states.
AI and data in underwriting and claims
2 bills. Enacted in 12 states.
Insurance bills in Arkansas
The bills not yet law, furthest along first, with what each would do.
34Enacted
1Cleared both chambers
10Past committee
23Introduced or inactive
68 bills in scope
Cleared both chambers
1
What it would do: Appropriates funds to the Department of Commerce - State Insurance Department for fiscal year 2026-2027. Amends insurance disclosure requirements to lower the employee threshold from 50 to 25 for group health insurance policyholders requesting monthly premium, claims, and enrollment reports.
Past committee
10
What it would do: Prohibits insurance companies and appraisers from requiring an insured person to use specific facilities to repair or replace damaged motor vehicle safety glass, and provides penalties for violations.
What it would do: Requires healthcare insurers to offer temporary hospital facilities healthcare contracts within 30 days at standard rates equal to regularly-licensed hospitals, retroactively to when facilities became temporary hospitals, and grants the Insurance Commissioner enforcement authority under the Trade Practices Act.
What it would do: Allows physicians or healthcare providers to offer cognitive assessments to certain patients and requires insurance policies to cover such assessments, with coverage not diminishing other allowable benefits.
What it would do: Requires the State and Public School Life and Health Insurance Program to cover diagnosis and treatment to slow progression of Alzheimer's disease or other dementia-related disease according to FDA standards or guidance.
What it would do: Amends Arkansas workers' compensation law to allow employees with scheduled injuries to receive permanent partial disability benefits exceeding their percentage of permanent physical impairment, with the Workers' Compensation Commission considering age, education, work experience, and future earning capacity.
What it would do: Modifies workers' compensation law by setting the maximum compensation amount at $100,000 and limiting benefits for injuries occurring on or after January 1, 2026 to seventy-five percent of the calculated amount under existing law.
What it would do: Modifies Arkansas workers' compensation law to allow injured employees whose employer selects a physician to petition the commission one time for a physician change, and permits annual changes to specialists, with different rules applying once a managed care system is established.
What it would do: Modifies Arkansas workers' compensation managed care rules to allow injured employees to continue treatment with their regular treating physician if that physician agrees to refer specialized treatment to certified managed care entities, and requires employers to petition the commission for approval of independent medical exams with specified procedures for sharing records and allowing depositions.
What it would do: Amends the definition of pharmacy services administrative organization and creates a new Pharmacy Services Administrative Organization Act requiring such organizations to register with the State Insurance Department, file annual reports, disclose ownership interests, and comply with contract requirements including providing copies of agreements to pharmacies within specified timeframes.
What it would do: Requires insurers to include lienholders on insurance payments for motor vehicle damage, with exceptions for lienholders without physical locations in the state, claims under $2,500, and payments made directly to repair facilities.
Introduced or inactive
14 of 23 shown
What it would do: Grants state employees who have worked at least 12 months twelve weeks of paid leave for organ donation surgery recovery. Prohibits life insurers from denying, canceling, limiting coverage or charging higher premiums based on an individual's status as a living organ donor.
What it would do: Prohibits local governments from adopting flood regulations more restrictive than the National Flood Insurance Program guidelines for special flood hazard areas without providing compensation for any resulting diminution in property value.
What it would do: Requires workers' compensation insurers operating in Arkansas to maintain a medical loss ratio of at least 85%, meaning at least 85% of premium dollars must be spent on healthcare claims and wage claims rather than administrative costs.
What it would do: Modifies attorney fees under Arkansas workers' compensation law by setting a maximum fee of five thousand dollars ($5,000) for benefits related to controverted medical expenses, appeals, and changes of physicians.
What it would do: Requires health benefit plans to reimburse healthcare providers at minimum levels based on Medicare reimbursement rates in adjoining states, phased in from 45% in 2026 to 100% by 2030, with disclosure requirements and enforcement by the Insurance Commissioner.
What it would do: This amendment to SB 140 adds a definition of limited distribution drugs and exempts them from biosimilar mandate requirements, changes implementation timelines from immediate to within a reasonable amount of time, and requires use of accredited pharmacies.
What it would do: Amends Arkansas insurance premium tax law to prohibit the salary and wages credit from applying to individual or group comprehensive hospital and medical coverage, and clarifies that insurers must compute taxes at a 2.5% rate without regard to this credit.
What it would do: Prohibits assigning fault to a third motor vehicle that allegedly left the scene when a second vehicle rear-ends a first vehicle with no obvious new damage to the second vehicle's rear end, and assigns fault instead to the vehicle that rear-ended the first vehicle.
What it would do: Requires an insurer to pay a fair and reasonable service fee directly to a fire department for firefighting services based on documented time on scene when the fire department responds to a structure fire, accident, or motor vehicle fire involving insured property.
What it would do: The bill requires the State and Public School Life and Health Insurance Program to cover in vitro fertilization services.
What it would do: The bill allows pregnancy to be a qualifying event for enrollment in certain health benefit plans, enabling pregnant individuals to enroll outside of standard open enrollment periods.
What it would do: Regulates pharmacy benefits managers contracting with state and public plan sponsors by prohibiting national contracts with pharmacies, requiring Arkansas-specific rates, establishing minimum reimbursement standards, and requiring pharmaceutical manufacturers to provide Medicaid-equivalent rebates to state plans.
What it would do: Prohibits healthcare providers and healthcare insurers from using artificial intelligence in delivering healthcare services or generating medical records unless the artificial intelligence is approved by the United States Food and Drug Administration and verified by a quality assurance laboratory.
What it would do: Requires policyholders to pay deductibles on property insurance claims and allows insurers to withhold replacement cost payments until receiving reasonable proof of deductible payment. Makes waiving deductibles or providing rebates in lieu of deductibles a fraudulent insurance act.
Showing the 25 furthest along of 34. Subscribers see all of them, filtered and searchable. Bill titles link to the Arkansas Legislature's own page.
What counts as insurance legislation
In scope: Health coverage and plan regulation; auto; property and catastrophe; life and annuities; aI and data in underwriting; workers' compensation and specialty lines; and licensing, solvency and market conduct.
Questions
Does Arkansas have an insurance law?
Yes. Arkansas enacted 34 insurance laws in the 2025 and 2026 sessions, among them SB 519, HB 1625 and SB 544. Each is listed on this page with what it requires.
Which insurance bills are moving in Arkansas?
11 bills not yet law have passed a committee or a chamber, the furthest along SB 7 (sent to governor), SB 602 (passed chamber) and SB 621 (passed chamber).
What does Arkansas legislate on most in insurance?
Health coverage and plan regulation (32 bills), Licensing, solvency and market conduct (19 bills) and Workers' compensation, surety and specialty lines (11 bills).
Are these summaries reviewed by a lawyer?
No. Which bills count as Insurance bills, and the line on what each law requires or each bill would do, are drafted by software from the bill's own text and not reviewed by an attorney. Every bill links to the legislature's own record: read the text before relying on it. The list covers bills from the 2025 and 2026 sessions.
Other practice areas in Arkansas
- AI in Arkansas11
- Alcohol in Arkansas16
- Cannabis in Arkansas14
- Children's Online Safety in Arkansas4
- Cybersecurity in Arkansas2
- Data center and energy in Arkansas9
- Data Privacy in Arkansas8
- Employment in Arkansas13
- Healthcare in Arkansas48
- Intellectual Property in Arkansas4
- Payments and fintech in Arkansas8
- Rental housing in Arkansas5
- Tobacco and nicotine in Arkansas6
- Transportation in Arkansas8
- All jurisdictions
Insurance legislation in other jurisdictions
52 more currently hold bills in this tracker
- New Jersey539
- New York481
- Texas314
- Massachusetts246
- Connecticut230
- Louisiana214
- Maryland208
- Missouri197
- Hawaii190
- Rhode Island188
- Mississippi187
- Florida185
- West Virginia175
- Illinois174
- Virginia158
- Montana155
- Oklahoma152
- Pennsylvania152
- California146
- Michigan137
- Iowa127
- Georgia112
- Kentucky109
- Tennessee99
- Indiana93
- Arizona91
- South Carolina86
- North Carolina80
- Minnesota78
- Oregon74
- Ohio70
- Utah70
- Washington67
- Kansas66
- Maine66
- New Hampshire63
- Nebraska60
- New Mexico59
- Colorado56
- Nevada54
- Congress48
- Wisconsin48
- Idaho47
- Alaska38
- Alabama32
- Delaware30
- North Dakota29
- Vermont29
- South Dakota21
- District of Columbia8
- Puerto Rico6
- Wyoming4
Know when Arkansas's insurance law changes
An alert when a bill moves, and one report a month on what changed in every state and Congress.